389 Rock St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 389 Rock St, Fall River, MA 02720

Property Summary

Property Type	Apartments (5+ Units)
Details	7 bd · 5 ba · 6,123 sqft · built 1872
Lot Size	0.19 acres (8,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2017)
Tax Bill	$10,166 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0O-01 B:0000 L:0021`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0O-01 B:0000 L:0021`
Alternative APN	`M:0O=01 B:0000 L:0021`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	6,123 sqft Living Area
Gross Area	8,570 sqft
Basement Area	2,243 sqft
Unfinished Basement	2,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Slate
Lot Area	8,298 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	389 ROCK ST
City	FALL RIVER
State	MA
Zip	02720-3236
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	A-2
Legal Lot Number	21
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1006
Census Tract	641800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Highlands Historic District listed 1983 · 322 contributing resources · NRIS 83000677

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol County and Fall River City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 PURCHASE ST, FALL RIVER, MA 02720-3108
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 11, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 16, 2017	Quit Claim Deed, Transfer · FHA Mortgage AMMERICAN FINANCIAL RESOURSES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	Feb 19, 2008 · Amount on Record
Deed Book / Page	9246 / 31
Transfer Doc	0009246-31
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	389 ROCK ST, FALL RIVER, MA 02720-3236
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010444-312
Date	Feb 17, 2021
Book Page	10444/312
Instrument	3616

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	389 ROCK ST, FALL RIVER, MA 02720-3236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9870-261
Date	Sep 11, 2019
Book Page	9870/261
Instrument	15018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 16, 2017
Property Address	389 ROCK ST, FALL RIVER, MA 02720-3236
Document Number	9246-31
Book / Page	9246 / 31
Instrument	8101
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 ROCK ST, FALL RIVER, MA 02720-3236

Mortgage

Document Number	92460034
Date	May 16, 2017
Instrument	09246/0034

Lender

Name	AMMERICAN FINANCIAL RESOURSES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,166.00 (+12.1%)	$887,900 (+12.49%) Land $142,100 Building $745,800
2024	$9,069.00 (+10.52%)	$789,300 (+18.02%) Land $136,700 Building $652,600
2023	$8,206.00	$668,800 Land $118,200 Building $550,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T, T-Mobile.

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