Habersham County property record for 389 River Swing Rd, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,686 sqft · built 1984 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $204,900 (Mar 2006) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 025 091 |
| Primary APN | 025 091 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Heated Area |
| Gross Area | 5,006 sqft |
| 1st Floor Area | 1,822 sqft |
| Upper Floors Area | 864 sqft |
| Basement Area | 1,584 sqft |
| Finished Basement | 720 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Width | 50 ft Width |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 544 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 623507 |
|---|---|
| Street Address | 389 RIVER SWING RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-54 LT 24 24A PB 22-39 747-218 |
| Legal Subdivision | OLD RIVER ROAD |
| Legal Lot Number | 24 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 603 |
Source: Habersham County records, as of March 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 389 RIVER SWING RD, CORNELIA, GA 30531-5898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2006 · Amount on Record |
| Deed Sale | Mar 15, 2006 · Amount on Record |
| Deed Document Number | 0000747218 |
| Deed Book / Page | 747 / 218 |
| Prior Transfer Date | Mar 1, 2006 |
| Prior Transfer Doc | 0000747218 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 389 RIVER SWING RD, CORNELIA, GA 30531-5898 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 389 RIVER SWING RD, CORNELIA, GA 30531-5898 |
| Document Number | 0000001280/0000001121 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 0000001280/0000001121 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Habersham County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | Homeowner's exemption | $135,132 (+12.73%) Land $27,144 Building $107,988 | $337,830 (+12.73%) Land $67,860 Building $269,970 |
| 2022 | Homeowner's exemption | $119,872 Land $27,144 Building $92,728 | $299,680 Land $67,860 Building $231,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
May also be available: Verizon, Windstream.
5G (outdoors only) and 4G LTE
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