389 Pascal St S, Saint Paul, MN 55105 Property Records

Ramsey County property record for 389 Pascal St S, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 1924
Lot Size	0.118 acres (5,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-23-0023`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-23-0023`
Alternative APNs	`8528712` `588650`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,114 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Stucco
Roof Type	Shed Roof
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	588650
Street Address	389 PASCAL ST S
City	SAINT PAUL
State	MN
Zip	55105-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYLVAN PARK ADDITION TO THE,CI LOT 23 BLK 9
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	SYLVAN PARK ADDITION TO THE,CI
Legal Block	9
Legal Lot Number	23
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2008
Census Tract	36500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 PASCAL ST S, SAINT PAUL, MN 55105-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	389 PASCAL ST S, SAINT PAUL, MN 55105-2518
Document Number	0004840802
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	389 PASCAL ST S ST PAUL MN 551052518, ST PAUL, MN 55105-2518

Mortgage

Document Number	0004840802
Date	Oct 27, 2020
Instrument	4840802

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	389 PASCAL ST S, SAINT PAUL, MN 55105-2518
Document Number	0004730722
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	389 PASCAL ST S ST PAUL MN 551052518, ST PAUL, MN 55105-2518

Mortgage

Document Number	0004730722
Date	Oct 11, 2018
Instrument	4730722

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 10, 2033

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,900 (+5.95%) Land $113,300 Building $251,600	$364,900 (+5.95%) Land $113,300 Building $251,600
2025	$5,686.00 (+6.36%)
2023	$5,346.00 Homeowner's exemption	$344,400 Land $113,300 Building $231,100	$344,400 Land $113,300 Building $231,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 988 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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