389 Oxbow Dr, Monument, CO 80132 Property Records

El Paso County property record for 389 Oxbow Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,065 sqft · built 2000
Lot Size	0.147 acres (6,399 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Dec 2022)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71254-02-034`

Property Details

APN / Parcel Number

Primary APN	`71254-02-034`
Alternative APN	`R7125402034`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,065 sqft Living Area
Gross Area	3,650 sqft
1st Floor Area	981 sqft
Upper Floors Area	1,126 sqft
Basement Area	958 sqft
Finished Basement	958 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,399 sqft (0.147 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	93 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7125402034
Street Address	389 OXBOW DR
City	MONUMENT
State	CO
Zip	80132-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-4
Legal Description	LOT 24 JACKSON CREEK FIL NO 2
Legal Subdivision	JACKSON CREEK FIL NO 2
Legal Lot Number	24
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	2
Census Block	2015
Census Tract	7301

Owner

389 Oxbow Dr is owned by an individual who bought it in December 2022.

Source: El Paso County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	7300 FOSSIL RIM TRL, ARLINGTON, TX 76002-4457
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 16, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Jun 16, 2022 · Amount on File
Deed Document Number	2022153426
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Dec 29, 2022
Property Address	389 OXBOW DR, MONUMENT, CO 80132-6025
Document Number	0000153426
Instrument Date	Dec 6, 2022
Instrument	222153426
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7300 FOSSIL RIM TRL, ARLINGTON, TX 76002-4457

Mortgage

Document Number	0000153427
Date	Dec 29, 2022
Instrument	222153427

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jun 16, 2022
Property Address	389 OXBOW DR, MONUMENT, CO 80132-6025
Document Number	0000082950
Instrument Date	Jun 11, 2022
Instrument	222082950
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$67.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Mar 3, 2021
Property Address	389 OXBOW DR, MONUMENT, CO 80132-6025
Document Number	0000042272
Instrument Date	Feb 23, 2021
Instrument	221042272
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	389 OXBOW DR, MONUMENT, CO 80132-6025
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042273
Date	Mar 3, 2021
Instrument	221042273

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 389 Oxbow Dr was $3,596, up 13% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,840 (-)	$607,719 (-)
2025	$3,596.00 (+12.98%)	$42,840 (+10.64%) Land $7,670 Building $35,170	$607,719 Land $108,800 Building $498,919
2024	$3,183.00 (+3.44%)	$38,720 (-) Land $7,290 Building $31,430
2023	$3,077.00 (+12.18%)	$38,720 (+37.45%) Land $7,290 Building $31,430	$577,947 (+42.59%) Land $108,800 Building $469,147
2022	$2,743.00	$28,170 Land $6,870 Building $21,300	$405,334 Land $98,900 Building $306,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Oxbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Oxbow Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIVIEW MD serves 5,737 people · EPA ID CO0121840
Water Source	Purchased surface water from COLORADO SPRINGS UTILITIES
Last State Inspection	Nov 2022
Also Mapped Here	TOWN OF MONUMENT
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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