389 Old Cedar Loop, Pawleys Island, SC 29585 Property Records

Georgetown County property record for 389 Old Cedar Loop, Pawleys Island, SC 29585

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,502 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2020)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0401850087.00.00`

Property Details

APN / Parcel Number

Primary APN	`0401850087.00.00`
Alternative APNs	`04-0185-087-00-00` `16941`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,502 sqft Living Area
Gross Area	3,467 sqft
1st Floor Area	1,638 sqft
2nd Floor Area	864 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	625 sqft
Driveway	Driveway
Deck Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	16941
Street Address	389 OLD CEDAR LOOP
City	PAWLEYS ISLAND
State	SC
Zip	29585-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 SEC N LITCHFIELD GOLF
Legal Subdivision	LCC
Legal Lot Number	17
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	3
Census Block	3022
Census Tract	920507

Owner

389 Old Cedar Loop is owned and occupied by two individuals who bought it in July 2020.

Source: Georgetown County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	389 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jul 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Nov 13, 2015 · Amount on File
Deed Document Number	20208114
Deed Book / Page	3835 / 77
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	3551/0324
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jul 30, 2020
Property Address	389 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8016
Document Number	03835/0077
Book / Page	3835 / 77
Map Reference	MB E PG 37
Instrument Date	Jul 27, 2020
Instrument	202000008114
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 OLD CEDAR LOOP, PAWLEYS ISL, SC 29585-8016

Mortgage

Document Number	3835/0082
Date	Jul 30, 2020
Book Page	3835/82
Instrument	202000008115

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jul 11, 2019
Property Address	389 OLD CEDAR LOOP, PAWLEYS ISLAND, SC 29585-8016
Document Number	3551/0324
Book / Page	003551 / 000324
Instrument Date	May 31, 2019
Instrument	7018
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 HIDEAWAY BAY LN #N MOUNT PLEASANT SC 294642959, N, MOUNT PLEASANT, SC 29464-2959

Tax Assessment & Valuation

The 2025 property tax bill for 389 Old Cedar Loop was $1,662.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00	$13,749 Land $4,648 Building $9,101	$443,700 Land $150,000 Building $293,700
2023	$1,575.00 (+7.66%)	$11,960 (-) Land $2,800 Building $9,160	$298,900 (-) Land $70,000 Building $228,900
2022	$1,463.00	$11,960 Land $2,800 Building $9,160	$298,900 Land $70,000 Building $228,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Old Cedar Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	5 (2010–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Old Cedar Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: HTC.

Cell Coverage

5G (outdoors only) and 4G LTE

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