Cache County property record for 389 N Main St, Smithfield, UT 84335
| Property Type | Single Family Home |
|---|---|
| Details | 1,202 sqft · built 1954 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,400 (Dec 2023) |
| Tax Bill | $1,550 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-055-0009 |
| Primary APN | 08-055-0009 |
|---|
| Building Area | 1,202 sqft Living Area |
|---|
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 389 N MAIN ST |
|---|---|
| City | SMITHFIELD |
| State | UT |
| Zip | 84335-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 291 FT E OF NW COR LT 8 BLK 35 PLT A OF SMITHFIELD CITY SVY & TH E 105 FT TH S 95.5 FT TH W 105 FT TH N 95.5 FT TO BEG CO |
| Legal Subdivision | PLAT A SMITHFIELD CITY SURVEY |
| Legal Block | 35 |
| Legal Lot Number | 8 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 201 |
Source: Cache County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 389 N MAIN ST, SMITHFIELD, UT 84335-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Dec 28, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF UTAH |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Prior Sale | Apr 6, 2016 · Amount on Record |
| Deed Document Number | 20231351261 |
| Deed Book / Page | 2417 / 403 |
| Prior Transfer Date | Dec 22, 2023 |
| Prior Transfer Doc | 002417/403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Jul 20, 2026 |
| Property Address | 389 N MAIN ST, SMITHFIELD, UT 84335-1803 |
| Document Number | 0001401039 |
| Book / Page | 2555 / 1068 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20261401039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 389 N MAIN ST, SMITHFIELD, UT 84335-1803 |
| Document Number | 0001401039, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 2555/1068 |
| Instrument | 20261401039 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Dec 28, 2023 |
| Property Address | 389 N MAIN ST, SMITHFIELD, UT 84335-1803 |
| Document Number | 002417/403 |
| Book / Page | 2417 / 403 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 1351261 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | INWEST TITLE SERVICES INC-LOGAN, INWEST TITLE SVCS INC LOGAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 389 N MAIN ST, SMITHFIELD, UT 84335-1803 |
| Document Number | 0001351260 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 1351260 |
| Name | BANK OF UTAH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 389 N MAIN ST, SMITHFIELD, UT 84335-1803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | CACHE TITLE LOGAN |
| Name | Verified Name |
|---|
| Document Number | 2230/701 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 2230/701 |
| Instrument | 1277940 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | WEST JORDAN, UT 84084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Cache County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Smithfield City |
| Unified School District | Cache School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,550.00 (+795.95%) | $207,530 (+0.46%) | $377,323 (+0.46%) Land $142,500 Building $234,823 |
| 2023 | $173.00 | $206,580 | $375,598 Land $69,000 Building $306,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | May 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 499 / 285 |
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