389 N Main St, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 389 N Main St, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,684 sqft · built 1943
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individuals on Record
Last Sale	$113,000 (Jul 2000)
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-001-0-115.00-0`

Property Details

APN / Parcel Number

Primary APN	`36-001-0-115.00-0`
Alternative APN	`00015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	884 sqft
Upper Floors Area	800 sqft
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	389 N MAIN ST
City	POLAND
State	OH
Zip	44514-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 528 65 X 200 YO PITTS RD
Legal Subdivision	YOUNGSTOWN PITTS RD
Legal Lot Number	528
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	2
Census Block	2006
Census Tract	811200

Owner

Source: Mahoning County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	389 N MAIN ST, POLAND, OH 44514-1664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Aug 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2000 · Amount on Record
Deed Sale	Jul 31, 2000 · Amount on Record
Prior Sale	Mar 30, 1989 · Amount on Record
Deed Document Number	20003227
Last Transfer Date	May 21, 2021
Transfer Doc	6464/451
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Recording Date	Jul 15, 2026
Property Address	389 N MAIN ST, POLAND, OH 44514-1664
Document Number	0000015717
Book / Page	6751 / 387
Instrument Date	Jun 25, 2026
Instrument	202615717
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 N MAIN ST, POLAND, OH 44514-1664

Mortgage

Document Number	0000015717,
Date	Jul 15, 2026
Book Page	6751/387
Instrument	202615717

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Aug 10, 2021
Property Address	389 N MAIN ST, POLAND, OH 44514-1664
Document Number	6464/451
Book / Page	6464 / 451
Map Reference	VOL 26 PG 266
Instrument Date	May 21, 2021
Instrument	202100022100
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	389 N MAIN ST, POLAND, OH 44514-1664

Mortgage

Document Number	202100022101
Date	Aug 10, 2021
Instrument	202100022101

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Municipality	Poland Village
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,718.00 (-0.15%)	$50,600 (-) Land $9,020 Building $41,580	$144,580 (-) Land $25,770 Building $118,810
2024	$2,722.00 (+1.19%)	$50,600 (-) Land $9,020 Building $41,580
2023	$2,690.00 (+18.19%)	$50,600 (+34.83%) Land $9,020 Building $41,580	$144,580 (+34.86%) Land $25,770 Building $118,810
2022	$2,276.00	$37,530 Land $6,830 Building $30,700	$107,210 Land $19,500 Building $87,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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