Oconee County property record for 389 Mount Pleasant Rd, Westminster, SC 29693
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2014 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,500 (Sep 2025) |
| Tax Bill | $3,618 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-00-01-013 |
| Primary APN | 308-00-01-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,124 sqft (0.99 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1070507 |
|---|---|
| Street Address | 389 MOUNT PLEASANT RD |
| City | WESTMINSTER |
| State | SC |
| Zip | 29693-5720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (0.991 AC) |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | OAKWAY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 30901 |
389 Mount Pleasant Rd is owned and occupied by an individual who bought it in September 2025.
Source: Oconee County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed, Transfer · Conventional Mortgage NEW STORY LENDING LLC |
| Apr 3, 2024 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 3, 2024 | Intrafamily Transfer, Transfer |
| Jun 24, 2019 | Deed of Trust, Mortgage · Line of Credit NEWREZ LLC |
| Sep 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage NEW PENN FIN'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Apr 3, 2024 · Amount on File |
| Deed Document Number | 20253344 |
| Deed Book / Page | 3273 / 20 |
| Prior Transfer Date | Mar 20, 2024 |
| Prior Transfer Doc | 0000011961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 10, 2025 |
| Property Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Document Number | 0000003344 |
| Book / Page | 3273 / 20 |
| Map Reference | MB B461 PG 4 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 3344 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Document Number | 0004726119 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 4726/119 |
| Name | NEW STORY LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 3, 2024 |
| Property Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Document Number | 0000011962 |
| Book / Page | 3057 / 62 |
| Map Reference | MB B461 PG 4 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 11962 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $733.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Document Number | 0000011963 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 4545/51 |
| Instrument | 11963 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 3, 2024 |
| Property Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Document Number | 0000011961 |
| Book / Page | 3057 / 57 |
| Map Reference | MBB B461 PG 4 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 11961 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Document Number | 0038470200 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2019 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 389 MOUNT PLEASANT RD WESTMINSTER SC 296935720, WESTMINSTER, SC 29693-5720 |
| Document Number | 0038470200 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 003847/000200 |
| Name | NEWREZ LLC |
|---|---|
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 389 MOUNT PLEASANT RD, WESTMINSTER, SC 29693-5720 |
| Document Number | 0037670242 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | F 389 MT PLEASANT RD WESTMINSTER SC 29693, WESTMINSTER, SC 29693 |
| Document Number | 0037670242 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 003767/000242 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
The 2025 property tax bill for 389 Mount Pleasant Rd was $3,618, up 539.2% from the year before.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,618.00 (+539.22%) | $11,225 (+107.79%) Land $396 Building $10,829 | $280,630 (+107.8%) Land $9,900 Building $270,730 |
| 2024 | $566.00 | $5,402 (-) Land $370 Building $5,032 | $135,046 (-) Land $9,250 Building $125,796 |
| 2023 | $5,402 (-) Land $370 Building $5,032 | $135,046 (-) Land $9,250 Building $125,796 | |
| 2022 | $5,402 Land $370 Building $5,032 | $135,046 Land $9,250 Building $125,796 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 389 Mount Pleasant Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Mount Pleasant Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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