Lancaster County property record for 389 Montgomery Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,325 sqft · built 1970 |
| Lot Size | 7.74 acres (337,154 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Jun 2023) |
| Tax Bill | $2,657 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0061-00-004.01 |
| Primary APN | 0061-00-004.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,629 sqft |
| Flooring | Carpet |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 337,154 sqft (7.74 acres) |
| Porch | Porch |
| Porch Area | 224 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5723 |
|---|---|
| Street Address | 389 MONTGOMERY RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-8715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10900 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 389 MONTGOMERY RD, LANCASTER, SC 29720-8715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 8, 2023 | Re-recorded Document |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on Record |
| Deed Sale | Jun 8, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2023 · Amount on Record |
| Deed Document Number | 20237136 |
| Deed Book / Page | 1674 / 70 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 7, 2023 |
| Property Address | 389 MONTGOMERY RD, LANCASTER, SC 29720-8715 |
| Document Number | 0000007118 |
| Book / Page | 1674 / 42 |
| Map Reference | MB 2023 PG 194 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023007118 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $897.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 389 MONTGOMERY RD, LANCASTER, SC 29720-8715 |
| Document Number | 0000007119 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023007119 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 8, 2023 |
| Property Address | 389 MONTGOMERY RD, LANCASTER, SC 29720-8715 |
| Document Number | 0000007136 |
| Book / Page | 1674 / 70 |
| Map Reference | MB 2023 PG 194 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023007136 |
| Record Updated | Jun 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 389 MONTGOMERY RD, LANCASTER, SC 29720-8715 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,657.00 (-60.57%) | $16,056 (+81.46%) Land $5,716 Building $10,340 | $387,100 (+161.38%) Land $128,600 Building $258,500 |
| 2024 | $6,739.00 (+132.14%) | ||
| 2023 | $2,903.00 | $8,848 Land $4,272 Building $4,576 | $148,100 Land $71,200 Building $76,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
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