389 Midvale Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 389 Midvale Ter, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 2003
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Aug 2005)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3780-00013.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3780-00013.0`
Alternative APN	`24297`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,385 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	1,792 sqft
Porch	Screened Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	389 MIDVALE TER
City	SEBASTIAN
State	FL
Zip	32958-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 378 LOT 13 PBI 7-56G
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	378
Legal Lot Number	13
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1014
Census Tract	50809

Owner

Source: Indian River County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 MIDVALE TER, SEBASTIAN, FL 32958-6615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2005 · Amount on Record
Deed Sale	Aug 2, 2005 · Amount on Record
Prior Sale	Apr 25, 2003 · Amount on Record
Deed Document Number	20051672702
Deed Book / Page	1911 / 1998
Last Transfer Date	Oct 23, 2025
Transfer Doc	0038131069
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 23, 2025
Property Address	389 MIDVALE TER, SEBASTIAN, FL 32958-6615
Document Number	0038131069
Book / Page	3813 / 1069
Map Reference	MB 7 PG 56
Instrument Date	Oct 23, 2025
Instrument	3120250052758
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 MIDVALE TER, SEBASTIAN, FL 32958-6615

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6324 DESSERT LEAF STREET #101 # 101, 101, SEBASTIAN, FL 32958

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	389 MIDVALE TER, SEBASTIAN, FL 32958-6615
Document Number	0031070185
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 MIDVALE TER SEBASTIAN FL 329586615, SEBASTIAN, FL 32958-6615

Mortgage

Document Number	0031070185
Date	Apr 10, 2018
Book Page	003107/000185
Instrument	21651

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,906.00 (+5.01%)	$128,239 (+2.9%)	$296,942 (+2.49%) Land $66,831 Building $230,111
2024	$1,815.00 (+22.72%)	$124,624 (+3%)	$289,717 (+1.36%) Land $59,606 Building $230,111
2023	$1,479.00 (+24.7%)	$120,994 (+3%)	$285,821 (+6.28%) Land $59,606 Building $226,215
2022	$1,186.00	$117,469	$268,939 Land $37,209 Building $231,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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