389 Luzon Ave, Del Mar, CA 92014 Property Records

San Diego County property record for 389 Luzon Ave, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,841 sqft · built 2005
Lot Size	0.259 acres (11,300 sqft)
Owner	Company Name on Record
Last Sale	$4,420,000 (Aug 2020)
Tax Bill	$50,989 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`299-174-01-00`

Property Details

APN / Parcel Number

Primary APN	`299-174-01-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,841 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	11,300 sqft (0.259 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	389 LUZON AVE
City	DEL MAR
State	CA
Zip	92014-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 35 LOT G TR 001343
Legal Subdivision	ARDEN HEIGHTS
Legal Tract	001343
Legal Block	35
Legal Lot Number	G
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1018
Census Tract	17202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	389 LUZON AVE, DEL MAR, CA 92014-2243
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Aug 24, 2009 · Amount on Record
Deed Document Number	2020480813
Prior Transfer Date	Jul 8, 2008
Prior Transfer Doc	0000366797
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2020
Property Address	389 LUZON AVE, DEL MAR, CA 92014-2243
Document Number	0000480813
Map Reference	MAP 1343
Instrument Date	Jun 30, 2020
Instrument	2020-0480813
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	389 LUZON AVE, DEL MAR, CA 92014-2243

Mortgage

Document Number	0000480814
Date	Aug 25, 2020
Instrument	2020-0480814

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4%
Index	1-Year LIBOR
Max Rate	7%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Del Mar City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,880,034 (+2%) Land $3,367,445 Building $1,512,589
2025	$50,989.00 (+4.31%)	$4,784,348 (+4.04%) Land $3,301,417 Building $1,482,931
2023	$48,884.00 (+1.63%)	$4,598,568 Land $3,173,220 Building $1,425,348
2022	$48,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 individual policies
Nearby Flood Policies	105 units insured incl. 56 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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