389 Long Lake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 389 Long Lake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,610 sqft · built 2014
Owner	Individual Name on File
Last Sale	$500,000 (Jul 2023)
Tax Bill	$4,654 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2021 Mortgage
APN	`116-814-2430`

Property Details

APN / Parcel Number

Primary APN	`116-814-2430`
Alternative APN	`65680`

Interior

Building Area	2,610 sqft Living Area

Exterior

Year Built	Built 2014
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	389 LONG LAKE DR
City	COVINGTON
State	LA
Zip	70435-0293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABITA LAKES PH 3A LT120
Legal Subdivision	ABITA LAKES
Legal Phase	3A
Legal Lot Number	120
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3011
Census Tract	40105

Owner

389 Long Lake Dr is owned and occupied by an individual who bought it in July 2023.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	389 LONG LAKE DR, COVINGTON, LA 70435-0293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · ARM KEESLER FCU
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Nov 12, 2014 · Amount on File
Deed Document Number	2380980
Prior Transfer Date	Jun 23, 2016
Prior Transfer Doc	2026363
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	389 LONG LAKE DR, COVINGTON, LA 70435-0293
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002126941
Date	Sep 6, 2018
Instrument	2126941

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.99%
Max Rate At Change	5.5%
Index	11th District COF

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	389 LONG LAKE DR, COVINGTON, LA 70435-0293
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	CRESCENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002262365
Date	Apr 6, 2021
Instrument	2262365

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 389 Long Lake Dr was $4,654 with a homeowner's exemption, down 19.9% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,654.00 (-19.87%) Homeowner's exemption	$43,827 (-) Land $7,750 Building $36,077	$438,272 (-) Land $77,500 Building $360,772
2024	$5,808.00	$43,827 (+40.83%) Land $7,750 Building $36,077	$438,272 (+40.83%) Land $77,500 Building $360,772
2023	Homeowner's exemption	$31,121 (-) Land $7,250 Building $23,871	$311,210 (+4.18%) Land $72,500 Building $238,710
2022	$2,308.00 Homeowner's exemption	$31,121 Land $7,250 Building $23,871	$298,710 Land $60,000 Building $238,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 389 Long Lake Dr; there have been 6 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 192 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2001–2026)
Most Recent Claim	Jan 2026
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Long Lake Dr is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 95% of Louisiana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAM PARISH - ABITA LAKES serves 609 people · EPA ID LA1103173
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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