389 Lodge Ln, Winchester, VA 22603 Property Records

Frederick County property record for 389 Lodge Ln, Winchester, VA 22603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 888 sqft · built 1977
Lot Size	6.2 acres (270,072 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Mar 2010)
Tax Bill	$1,059 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-4-7`

Property Details

APN / Parcel Number

Primary APN	`081-4-7`
Alternative APN	`8000479`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	270,072 sqft (6.2 acres)
Terrain	Wooded
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8000479
Street Address	389 LODGE LN
City	WINCHESTER
State	VA
Zip	22603-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RITTER MOUNTIAN L7 S4 6.20 ACRES
Legal Subdivision	2
Legal Lot Number	7
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1029
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	389 LODGE LN, WINCHESTER, VA 22603-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Sep 24, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2010 · Amount on Record
Deed Sale	Mar 25, 2010 · Amount on Record
Prior Sale	Nov 16, 2006 · Amount on Record
Deed Book / Page	1000 / 2647
Prior Transfer Date	Nov 15, 2006
Prior Transfer Doc	0600021492
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	389 LODGE LN, WINCHESTER, VA 22603-1510
Document Number	0000017064
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 LODGE LN WINCHESTER VA 226031510, WINCHESTER, VA 22603-1510

Mortgage

Document Number	0000017064
Date	Nov 25, 2020
Instrument	17064

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

Interest

Rate	2.25%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 24, 2019
Property Address	389 LODGE LN, WINCHESTER, VA 22603-1510
Document Number	0000010005
Instrument Date	Sep 20, 2019
Instrument	10005
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 LODGE LN WINCHESTER VA 226031510, WINCHESTER, VA 22603-1510

Mortgage

Document Number	10006
Date	Sep 24, 2019
Instrument	10006

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,059.00 (+10.31%)	$199,900 Land $74,000 Building $125,900	$199,900 Land $74,000 Building $125,900
2025	$960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Morgan Wireless Fixed Wireless · not low latency	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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