389 Henry Thompson Rd, Tryon, NC 28782 Property Records

Polk County property record for 389 Henry Thompson Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Oct 2005)
Tax Bill	$1,146 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P96-117`

Property Details

APN / Parcel Number

Primary APN	`P96-117`
Alternative APN	`33568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,568 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33568
Street Address	389 HENRY THOMPSON RD
City	TRYON
State	NC
Zip	28782-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	HENRY THOMPSON RD, 100D 100D COUNTY RURAL
Legal Subdivision	D COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1037
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	389 HENRY THOMPSON RD, TRYON, NC 28782-8736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 9, 2026	Intrafamily Transfer, Transfer
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2005 · Amount on Record
Deed Sale	Oct 11, 2005 · Amount on Record
Prior Sale	Dec 20, 2002 · Amount on Record
Deed Book / Page	333 / 413
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	389 HENRY THOMPSON RD, TRYON, NC 28782-8736
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00498/1466
Date	Mar 31, 2026
Book Page	498/1466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jan 9, 2026
Property Address	389 HENRY THOMPSON RD, TRYON, NC 28782-8736
Document Number	00496/2223
Book / Page	496 / 2223
Map Reference	MB 467 PG 84
Instrument Date	Dec 15, 2025
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	683 HENRY THOMPSON RD, TRYON, NC 28782-8709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 HENRY THOMPSON RD, TRYON, NC 28782-8736

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	389 HENRY THOMPSON RD, TRYON, NC 28782-8736
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00465/2128
Date	Dec 13, 2021
Book Page	465/2128

Lender

Name	LOAN PRONTO INC
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,146.00	$215,667 (-) Land $40,000 Building $175,667	$215,667 (-) Land $40,000 Building $175,667
2025	$1,146.00 (+7.3%)	$215,667 (+28.84%) Land $40,000 Building $175,667	$215,667 (+28.84%) Land $40,000 Building $175,667
2023	$1,068.00	$167,392 Land $30,000 Building $137,392
2021			$167,392 Land $30,000 Building $137,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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