389 Hart Rd, Seneca, MO 64865 Property Records

McDonald County property record for 389 Hart Rd, Seneca, MO 64865

Property Summary

Property Type	Single Family Home
Details	1,850 sqft · built 2018
Lot Size	19.1 acres (832,867 sqft)
Owner	Individual Name on Record
Last Sale	$93,800 (Jun 2018)
Tax Bill	$937 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-2.0-09-000-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-000-000-007.000`

Interior

Building Area	1,850 sqft Adjusted Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Foundation Type	Block
Roof Material	Metal
Lot Area	832,867 sqft (19.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	389 HART RD
City	SENECA
State	MO
Zip	64865-7281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4SW1/4 EXC E1/2 SW1/4 SW1/4
Legal Range	34W
Legal Township	23N
Legal Section	09
Jurisdiction	MCDONALD MO
Township / Civil Division	BUFFALO HART
Census Block Group	2
Census Block	2021
Census Tract	70200

Owner

Source: McDonald County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	389 HART RD, SENECA, MO 64865-7281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK
Jun 8, 2018	Intrafamily Transfer, Transfer · Line of Credit GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Deed Book / Page	2018 / 1467
Last Transfer Date	Sep 3, 2024
Transfer Doc	0000002421
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	389 HART RD, SENECA, MO 64865-7281
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/2218
Date	Aug 24, 2018
Book Page	2018/2218

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	May 16, 2019

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	389 HART RD, SENECA, MO 64865-7281
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/3220
Date	Dec 12, 2018
Book Page	2018/3220

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDONALD MO
Recording Date	Jun 8, 2018
Property Address	389 HART RD, SENECA, MO 64865-7281
Document Number	02018/1467
Book / Page	2018 / 1467
Instrument Date	Jun 7, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 HART RD, 65865

Mortgage

Document Number	0020181468
Date	Jun 8, 2018
Instrument	2018/1468

Lender

Name	GUARANTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 7, 2019

Tax Assessment & Valuation

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	McDonald County
Unified School District	Seneca R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,540 (-)	$120,050 (-) Land $10,970 Building $109,080
2025	$937.00 (+3.31%)	$22,540 (+2.92%)	$120,050 (+2.9%) Land $10,970 Building $109,080
2024	$907.00
2023	$907.00	$21,900	$116,670 Land $10,970 Building $105,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 94% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rally Networks Fiber	2,000 / 2,000
Lost Creek Wireless Fixed Wireless	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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