389 Harrison Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 389 Harrison Ave, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,455 sqft · built 1908
Lot Size	0.123 acres (5,349 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2005)
Tax Bill	$9,637 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00124-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`21-00124-0000-00019`
Alternative APNs	`210012400019` `003249`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,455 sqft Living Area
1st Floor Area	1,455 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	5,349 sqft (0.123 acres)

Location & Zoning

Account Number	003249
Street Address	389 HARRISON AVE
City	GARFIELD
State	NJ
Zip	07026-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	5347 SF 20
Legal Block	124
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	2
Census Block	2008
Census Tract	21400

Owner

Source: Bergen County and Garfield City records · APN 21-00124-0000-00019

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	389 HARRISON AVE, GARFIELD, NJ 07026-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2005 · Amount on Record
Deed Sale	Oct 27, 2005 · Amount on Record
Deed Book / Page	8938 / 6
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	389 HARRISON AVE, GARFIELD, NJ 07026-1116
Transaction Type	Mortgage
Record Updated	Apr 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040131108
Date	Mar 15, 2021
Book Page	4013/1108
Instrument	2021036287

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 01, 2031

Tax Assessment & Valuation

Source: Bergen County and Garfield City records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,000 (-) Land $120,400 Building $156,600	$277,000 (-) Land $120,400 Building $156,600
2025	$9,637.00 (+4.26%)	$277,000 (-) Land $120,400 Building $156,600	$277,000 (-) Land $120,400 Building $156,600
2024	$9,243.00 (+6.99%)
2023		$277,000 Land $120,400 Building $156,600	$277,000 Land $120,400 Building $156,600
2022	$8,639.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 804 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.