389 Hardy Loop, Bonners Ferry, ID 83805 Property Records

Boundary County property record for 389 Hardy Loop, Bonners Ferry, ID 83805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,726 sqft · built 2022
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,500 (Sep 2026)
Tax Bill	$1,287 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Transfer + 1 more
APN	`RP003350000270A`

Property Details

APN / Parcel Number

Primary APN	`RP003350000270A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	389 HARDY LOOP
City	BONNERS FERRY
State	ID
Zip	83805-6231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 HIDDEN MEADOW SUBDIVISION SEC 17 T62N R2E
Legal Range	02E
Legal Township	62N
Legal Section	17
Legal Subdivision	HIDDEN MEADOW SUBDIVISION
Legal Lot Number	27
Jurisdiction	BOUNDARY ID
Township / Civil Division	MOYIE SPRINGS
Census Block Group	3
Census Block	3044
Census Tract	970100

Owner

Source: Boundary County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 HARDY LOOP, BONNERS FERRY, ID 83805-6231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Sep 21, 2022	Intrafamily Transfer, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW
Sep 21, 2022	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	2026304190
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOUNDARY ID
Recording Date	Sep 2, 2026
Property Address	389 HARDY LOOP, BONNERS FERRY, ID 83805-6231
Document Number	0000304190
Instrument Date	Aug 27, 2026
Instrument	2026304190
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 HARDY LOOP, BONNERS FERRY, ID 83805-6231

Mortgage

Document Number	0000304190,
Date	Sep 2, 2026
Instrument	2026304190

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOUNDARY ID
Recording Date	Sep 21, 2022
Property Address	389 HARDY LOOP, BONNERS FERRY, ID 83805-6231
Document Number	0000292593
Map Reference	MB 3 PG 4
Instrument Date	Sep 20, 2022
Instrument	292593
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 MEADOW CREEK RD, BONNERS FERRY, ID 83805-5610

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOUNDARY ID
Recording Date	Sep 21, 2022
Property Address	389 HARDY LOOP, BONNERS FERRY, ID 83805-6231
Document Number	0000292594
Map Reference	MB 3 PG 4
Instrument Date	Sep 19, 2022
Instrument	292594
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 HARDY LOOP, BONNERS FERRY, ID 83805-6231

Mortgage

Document Number	0000292595
Date	Sep 21, 2022
Instrument	292595

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Boundary County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Boundary County
Unified School District	Boundary County School District 101 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,287.00	$452,830 (+1.65%) Land $113,800 Building $339,030	$452,830 (+1.65%) Land $113,800 Building $339,030
2025	$1,287.00 (+611.05%)	$445,490 (+0.4%) Land $106,460 Building $339,030	$445,490 (+0.4%) Land $106,460 Building $339,030
2023	$181.00	$443,720 Land $97,880 Building $345,840	$443,720 Land $97,880 Building $345,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABINET MOUNTAINS WATER DIST public/private · serves 2,335 people · EPA ID ID1110042
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless	400 / 100

May also be available: Intermax Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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