389 Gray Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 389 Gray Rd, Windham, ME 04062 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 1900
Square Footage2,268 sqft Living Area
Lot Size51,314 sqft (1.17 acres)
Last Sale$525,000 (2026)
Tax Bill$5,932.00 (2025)

Owner

Source: Cumberland County and Windham Town records · APN WINM M:43 B:8

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address36 DEPOT ST, WINDHAM, ME 04062-4115
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Oct 19, 2021Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Apr 30, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE COMPANY
Oct 12, 2018Deed of Trust, Mortgage
CUMBERLAND CTY FCU
Aug 10, 2020Deed of Trust, Mortgage
KEYBANK USA
Aug 10, 2020Warranty Deed, Transfer
KEYBANK USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleAug 10, 2020 · Amount on Record
Deed Book / Page42217 / 88
Transfer Doc29812-0291
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDHAM ME
Property Address389 GRAY RD, WINDHAM, ME 04062-4248
Transaction TypeMortgage
Record UpdatedMay 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0388050169
DateOct 22, 2021
Book Page38805/169
Instrument76019
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDHAM ME
Property Address389 GRAY RD, WINDHAM, ME 04062-4248
Transaction TypeMortgage
Record UpdatedMay 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0387870211
DateOct 19, 2021
Book Page38787/211
Instrument74645
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDHAM ME
Recording DateApr 30, 2026
Property Address389 GRAY RD, WINDHAM, ME 04062-4248
Document Number0422170088
Book / Page42217 / 88
Instrument DateApr 30, 2026
Instrument2026.16638
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 DEPOT ST, WINDHAM, ME 04062-4115

Mortgage

DateApr 30, 2026
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDHAM ME
Property Address389 GRAY RD, WINDHAM, ME 04062-4248
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0352100293
DateOct 12, 2018
Book Page35210/0293
Instrument000000052330
Lender
NameCUMBERLAND CTY FCU
Agreement
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDHAM ME
Property Address389 GRAY RD, WINDHAM, ME 04062-4248
Document Number0370330001
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address389 GRAY RD WINDHAM ME 040624248, WINDHAM, ME 04062-4248

Mortgage

Document Number0370330001
DateAug 10, 2020
Book Page037033/000001
Instrument47014
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount Recorded
Term360 Months
DueAug 09, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDHAM ME
Recording DateAug 10, 2020
Property Address389 GRAY RD, WINDHAM, ME 04062-4248
Document Number0370320332
Book / Page037032 / 000332
Instrument DateAug 10, 2020
Instrument47013
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address389 GRAY RD WINDHAM ME 040624248, WINDHAM, ME 04062-4248

Mortgage

Document Number370330001
DateAug 10, 2020
Book Page037033/000001
Instrument47014
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount Recorded
Term360 Months
DueAug 09, 2050

Tax Assessment & Valuation

Source: Cumberland County and Windham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionWindham Town
Unified School DistrictRegional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,932.00 (+5.14%)$491,900 (-) Land $143,400 Building $348,500
2024$5,642.00 (+7.82%)$491,900 (+5.29%) Land $143,400 Building $348,500
2023$5,233.00 (+11.65%)$467,200 (+15.73%) Land $133,300 Building $333,900
2022$4,687.00$403,700 Land $105,600 Building $298,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNWINM M:43 B:8
Alternative APNs
  • 043008000000
  • G6327R

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Building Area2,268 sqft Living Area
Gross Area3,816 sqft Gross Area
1st Floor1,296 sqft 1st Floor
Basement Area612 sqft Basement
Unfinished Basement612 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area51,314 sqft (1.17 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account NumberG6327R
Street Address389 GRAY RD
CityWINDHAM
StateME
Zip04062-4248
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block8
JurisdictionWINDHAM ME
Minor Civil DivisionWINDHAM
Census Blockgroup4
Census Block4002
Census Tract4803

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