389 Gateford Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 389 Gateford Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,833 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2024)
Tax Bill	$7,364 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24T-64-1091`

Property Details

APN / Parcel Number

Primary APN	`24T-64-1091`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,833 sqft Living Area
Gross Area	3,673 sqft
1st Floor Area	1,216 sqft
Basement Area	240 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	105 ft deep x 89 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	122 sqft
Deck Area	529 sqft
Patio Area	529 sqft
Balcony Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	389 GATEFORD DR
City	BALLWIN
State	MO
Zip	63021-8369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT ELEVEN LOT 255
Legal Subdivision	WESTBROOKE WOODS PLAT ELEVEN
Legal Lot Number	255
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3008
Census Tract	217944

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 GATEFORD DR, BALLWIN, MO 63021-8369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 11, 2019	Warranty Deed, Transfer NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	2024325235
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	02301400848
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	389 GATEFORD DR, BALLWIN, MO 63021-8369
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 GATEFORD DR, BALLWIN, MO 63021-8369

Mortgage

Document Number	2026011300418
Date	Jan 13, 2026
Instrument	2026011300418

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	389 GATEFORD DR, BALLWIN, MO 63021-8369
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250363458
Date	Aug 6, 2021
Book Page	25036/3458
Instrument	2021080600417

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 25, 2024
Property Address	389 GATEFORD DR, BALLWIN, MO 63021-8369
Document Number	2024032500235
Map Reference	MB 324 PG 95
Instrument Date	Mar 22, 2024
Instrument	2024032500235
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	USTC, UST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 GATEFORD DR, BALLWIN, MO 63021-8369

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	389 GATEFORD DR, BALLWIN, MO 63021-8369

Mortgage

Document Number	2024032500236
Date	Mar 25, 2024
Instrument	2024032500236

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	389 GATEFORD DR, BALLWIN, MO 63021-8369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240342557
Date	May 6, 2020
Book Page	24034/2557
Instrument	2020050600341

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 11, 2019
Property Address	389 GATEFORD DR, BALLWIN, MO 63021-8369
Document Number	0236923594
Book / Page	023692 / 003594
Instrument Date	Sep 9, 2019
Instrument	639
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	389 GATEFORD DR BALLWIN MO 630218369, BALLWIN, MO 63021-8369

Mortgage

Document Number	236923599
Date	Sep 11, 2019
Book Page	023692/003599
Instrument	640

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,640 (-) Land $30,420 Building $77,220	$566,500 (-) Land $160,100 Building $406,400
2025	$7,364.00 (+4.6%)	$107,640 (+6.73%) Land $30,420 Building $77,220	$566,500 (+6.73%) Land $160,100 Building $406,400
2024	$7,040.00 (+0.09%)
2023	$7,034.00 (+14.39%)	$100,850 (+22.67%) Land $16,890 Building $83,960	$530,800 (+22.67%) Land $88,900 Building $441,900
2022	$6,149.00	$82,210 Land $20,270 Building $61,940
2021			$432,700 Land $106,700 Building $326,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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