389 Edgewood Rd, Union, MO 63084 Property Records

Franklin County property record for 389 Edgewood Rd, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,782 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$223,800 (Mar 2022)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-4-20.0-0-006-040.000`

Property Details

APN / Parcel Number

Primary APN	`17-4-20.0-0-006-040.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Brick
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	389 EDGEWOOD RD
City	UNION
State	MO
Zip	63084-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:43 ARGYLE ESTATES RSL42
Legal Range	1W
Legal Township	43N
Legal Section	20
Legal Subdivision	ARGYLE ESTATES
Legal Lot Number	43
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1002
Census Tract	800605

Owner

Source: Franklin County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	389 EDGEWOOD RD, UNION, MO 63084-2847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Nov 29, 2023	Intrafamily Transfer, Transfer · Line of Credit UNITED BANK OF UNION
Mar 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED BANK OF UNION
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Feb 8, 2018	Deed of Trust, Mortgage FRANKLIN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	20224107
Last Transfer Date	Nov 28, 2023
Transfer Doc	0000014115
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Sep 14, 2026
Property Address	389 EDGEWOOD RD, UNION, MO 63084-2847
Document Number	0002612299
Instrument Date	Sep 8, 2026
Instrument	20262612299
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 EDGEWOOD RD, UNION, MO 63084-2847

Mortgage

Document Number	0002612299,
Date	Sep 14, 2026
Instrument	20262612299

Lender

Name	UNITED BANK OF UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2036

Interest

Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Nov 29, 2023
Property Address	389 EDGEWOOD RD, UNION, MO 63084-2847
Document Number	0002314115
Map Reference	PB M PG 87
Instrument Date	Nov 18, 2023
Instrument	2314115
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 EDGEWOOD RD, UNION, MO 63084-2847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 EDGEWOOD RD, UNION, MO 63084-2847

Mortgage

Document Number	0002314116
Date	Nov 29, 2023
Instrument	2314116

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Mar 16, 2022
Property Address	389 EDGEWOOD RD, UNION, MO 63084-2847
Document Number	0002204107
Map Reference	PB M PG87
Instrument Date	Mar 15, 2022
Instrument	2204107
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 EDGEWOOD RD, UNION, MO 63084-2847

Mortgage

Document Number	0002204108
Date	Mar 16, 2022
Instrument	2204108

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	389 EDGEWOOD RD, UNION, MO 63084-2847
Document Number	0000000501
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 EDGEWOOD RD UNION MO 630842847, UNION, MO 63084-2847

Mortgage

Document Number	0000000501
Date	Jan 14, 2019
Instrument	501

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	389 EDGEWOOD RD, UNION, MO 63084-2847
Document Number	0000001898
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	FRANKLIN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	389 EDGEWOOD RD UNION MO 630842847, UNION, MO 63084-2847

Mortgage

Document Number	0000001898
Date	Feb 13, 2018
Instrument	1898

Lender

Name	FRANKLIN MTG
Type	Mortgage Company
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+14.27%)	$44,910 (+15.23%)	$236,370 (+15.23%) Land $19,000 Building $217,370
2023	$2,075.00 (+2.52%)	$38,975	$205,130 Land $17,000 Building $188,130
2022	$2,024.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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