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389 E Lucille Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 389 E Lucille Ln, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,104 sqft · built 1970
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$142,550 (May 2002)
Tax Bill$7,098 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jun 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 58.20-4-1

Property Details

APN / Parcel Number

Primary APN422800 58.20-4-1
Alternative APN
  • 280005802000040010000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,104 sqft Living Area
1st Floor Area1,112 sqft
Basement Area992 sqft
Finished Basement992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions125 ft deep x 90 ft wide

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area200 sqft
Patio Area308 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address389 E LUCILLE LN
CitySCHENECTADY
StateNY
Zip12306-1835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G,HBF,FP,TLSH,SP MASULLO EST #5 - 101 7.-511-19
Legal SubdivisionSECTION FIVE MASULLO ESTATES
Legal Block4
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1029
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.20-4-1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address389 E LUCILLE LN, SCHENECTADY, NY 12306-1835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU
Jun 23, 2023Deed of Trust, Mortgage
SUNMARK FCU
Dec 11, 2020Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2002 · Amount on Record
Deed SaleMay 07, 2002 · Amount on Record
Deed Book / Page1623 / 511
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address389 E LUCILLE LN, SCHENECTADY, NY 12306-1835
Transaction TypeMortgage
Record UpdatedJul 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 E LUCILLE LN, ROTTERDAM, NY 12306-1835
InvestorPossibly a Property Investor

Mortgage

Document Number0000036208
DateJun 23, 2023
Book Page5312/275
Instrument202336208
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address389 E LUCILLE LN, SCHENECTADY, NY 12306-1835
Transaction TypeMortgage
Record UpdatedJul 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 E LUCILLE LN, SCHENECTADY, NY 12306-1835
InvestorPossibly a Property Investor

Mortgage

Document Number0000036209
DateJun 23, 2023
Book Page5312/285
Instrument202336209
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address389 E LUCILLE LN, SCHENECTADY, NY 12306-1835
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 E LUCILLE LN, ROTTERDAM, NY 12306-1835

Mortgage

Document Number0000039421
DateDec 11, 2020
Book Page5049/723
Instrument202039421
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,098.00$177,000 (-) Land $16,000 Building $161,000$272,300 (+16.92%) Land $24,615 Building $247,685
2023$177,000 Land $16,000 Building $161,000$232,900 Land $21,053 Building $211,847

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930330021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
3 of 4 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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