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389 E Cos Cob Dr, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 389 E Cos Cob Dr, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details1,488 sqft · built 1990
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Feb 2021)
Tax Bill$6,082 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Feb 2021 Sale & Mortgage
APN11-00978-02-00046

Property Details

APN / Parcel Number

Primary APN11-00978-02-00046
Alternative APNs
  • 1100978000200046
  • 1100978200046

Interior

Stories2 Stories
Building Area1,488 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1100978200046
Street Address389 E COS COB DR
CityGALLOWAY
StateNJ
Zip08205-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal SubdivisionWRANGLEBORO ESTATES PH 03
Legal Block978.2
Legal Lot Number46
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group3
Census Block3003
Census Tract10503

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address389 E COS COB DR, GALLOWAY, NJ 08205-3720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Feb 23, 2021Grant Deed, Transfer · Conventional Mortgage
CYNTHIA PENDER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2021 · Amount on File
Deed SaleFeb 23, 2021 · Amount on File
Prior SaleMar 7, 1990 · Amount on File
Deed Document Number202110960
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address389 E COS COB DR, GALLOWAY, NJ 08205-3720
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanyFORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006928
DateFeb 12, 2024
Instrument2024006928
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
Address18550
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateFeb 23, 2021
Property Address389 E COS COB DR, GALLOWAY, NJ 08205-3720
Document Number0000010960
Instrument DateJan 13, 2021
Instrument10960
Transaction TypeTransfer
Record UpdatedApr 27, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address389 E COS COB DR GALLOWAY NJ 082053720, GALLOWAY, NJ 08205-3720

Mortgage

Document Number10961
DateFeb 23, 2021
Instrument10961
Lender
NameCYNTHIA PENDER
Address9293 NW 15TH ST, CORAL SPRINGS, FL 33071-6048
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,400 (-) Land $52,700 Building $126,700$179,400 (-) Land $52,700 Building $126,700
2025$6,082.00 (+1.57%)$179,400 (-) Land $52,700 Building $126,700$179,400 (-) Land $52,700 Building $126,700
2024$5,988.00 (+3.96%)
2023$179,400 Land $52,700 Building $126,700$179,400 Land $52,700 Building $126,700
2022$5,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 66% of New Jersey
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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