389 E 1290 S, Payson, UT 84651 Property Records

Utah County property record for 389 E 1290 S, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,048 sqft · built 2005
Lot Size	0.377 acres (16,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,227 (Mar 2026)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-416-0054`

Property Details

APN / Parcel Number

Primary APN	`49-416-0054`
Alternative APN	`171324`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	4,749 sqft
1st Floor Area	2,048 sqft
Basement Area	2,123 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	16,422 sqft (0.377 acres)
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	575 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	171324
Street Address	389 E 1290 S
City	PAYSON
State	UT
Zip	84651-8694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54, PLAT E, PAYSON VIEW ESTATES SUBDV. AREA 0.377 AC.
Legal Subdivision	PAYSON VIEW ESTATES
Legal Lot Number	54
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4000
Census Tract	10410

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 E 1290 S, PAYSON, UT 84651-8694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU
Mar 8, 2017	Quit Claim Deed, Transfer MERIDIAN TITLE
Mar 8, 2017	Intrafamily Transfer, Transfer · Line of Credit UTAH COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	202622124
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0000022889
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 18, 2026
Property Address	389 E 1290 S, PAYSON, UT 84651-8694
Document Number	0000022124
Instrument Date	Mar 17, 2026
Instrument	22124:2026
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	BACKMAN NTP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	389 E 1290 S # AST, AST, PAYSON, UT 84651-8694

Mortgage

Document Number	0000022149
Date	Mar 18, 2026
Instrument	22149:2026

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	389 E 1290 S, PAYSON, UT 84651-8694
Document Number	0000039207
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 E 1290 S PAYSON UT 846518694, PAYSON, UT 84651-8694

Mortgage

Document Number	0000039207
Date	May 6, 2019
Instrument	39207

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 5, 2044

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Mar 8, 2017
Property Address	389 E 1290 S, PAYSON, UT 84651-8694
Document Number	0000022889
Instrument Date	Feb 3, 2017
Instrument	22889
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 E 1290 S PAYSON UT 846518694, PAYSON, UT 84651-8694

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 8, 2017
Property Address	389 E 1290 S, PAYSON, UT 84651-8694
Document Number	0000022886
Instrument Date	Feb 3, 2017
Instrument	022886:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 E 1290 S, PAYSON, UT 84651-8694

Mortgage

Document Number	0000022887
Date	Mar 8, 2017
Instrument	022887:2017

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,305 (-2.37%)	$635,100 (-2.37%) Land $205,800 Building $429,300
2025	$3,558.00 (+10.15%)	$357,775 (+6.57%)	$650,500 (+6.57%) Land $196,000 Building $454,500
2024	$3,230.00 (-1.79%)
2023	$3,289.00 (+2.56%)	$335,720	$610,400 Land $169,000 Building $441,400
2022	$3,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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