389 Delphia Dr, Brevard, NC 28712 Property Records

Transylvania County property record for 389 Delphia Dr, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 7,498 sqft · built 1966
Lot Size	2.1 acres (91,342 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Mar 2021)
Tax Bill	$5,678 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8585-96-9407-000`

Property Details

APN / Parcel Number

Primary APN	`8585-96-9407-000`
Alternative APNs	`47892900` `70163320`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	7,498 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	91,342 sqft (2.1 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70163320
Street Address	389 DELPHIA DR
City	BREVARD
State	NC
Zip	28712-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SII L1 PT15 DELPHIA DRIVE
Legal Subdivision	ENON SUMMIT SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	3
Census Block	3025
Census Tract	960301

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	389 DELPHIA DR, BREVARD, NC 28712-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Aug 1, 1992 · Amount on Record
Deed Document Number	20211958
Deed Book / Page	970 / 842
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	389 DELPHIA DR, BREVARD, NC 28712-9534
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008930647
Date	Sep 18, 2019
Book Page	893/647
Instrument	2019004785

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.49%
Index	1-Year LIBOR
Max Rate	9.49%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	389 DELPHIA DR, BREVARD, NC 28712-9534
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008930664
Date	Sep 18, 2019
Book Page	893/664
Instrument	2019004786

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 12, 2021
Property Address	389 DELPHIA DR, BREVARD, NC 28712-9534
Document Number	0009700842
Book / Page	970 / 842
Map Reference	FILE 21 SL 106
Instrument Date	Mar 11, 2021
Instrument	2021001958
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 ELM BEND RD, 145, BREVARD, NC 28712-3992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 DELPHIA DR, BREVARD, NC 28712-9534

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,678.00 (+25.9%)	$1,383,350 (+85.05%) Land $150,000 Building $1,233,350	$1,383,350 (+85.05%) Land $150,000 Building $1,233,350
2023	$4,510.00	$747,560 Land $85,000 Building $662,560	$747,560 Land $85,000 Building $662,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Delphia Dr

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