389 Deer Run, Highlands, NC 28741 Property Records

Macon County property record for 389 Deer Run, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 1,936 sqft · built 1996
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$860,000 (Apr 2019)
Tax Bill	$4,507 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7551058659`

Property Details

APN / Parcel Number

Primary APN	`7551058659`
Alternative APNs	`0503917` `144302`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,936 sqft Heated Area
1st Floor Area	1,936 sqft
Basement Area	1,936 sqft
Finished Basement	1,936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	628 sqft
Deck Area	307 sqft
Patio Area	307 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	144302
Street Address	389 DEER RUN
City	HIGHLANDS
State	NC
Zip	28741-8748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 91 COLD SPRINGS OFF 1540 SHORTOFF RD
Legal Subdivision	COLD SPRINGS DEV
Legal Lot Number	91
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2004
Census Tract	970501

Owner

389 Deer Run is owned and occupied by an individual who bought it in April 2019.

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	389 DEER RUN, HIGHLANDS, NC 28741-8748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 5, 2019	Warranty Deed, Transfer · Seller Carry-Back LARRY FARROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	May 12, 1994 · Amount on File
Deed Document Number	20191998
Deed Book / Page	39 / 175
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	389 DEER RUN, HIGHLANDS, NC 28741-8748
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A40/2044
Date	Jul 15, 2020
Book Page	A-40/2044
Instrument	2020004722

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 5, 2019
Property Address	389 DEER RUN, HIGHLANDS, NC 28741-8748
Document Number	00D39/0175
Book / Page	D-39 / 0175
Instrument Date	Apr 5, 2019
Instrument	2019001998
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2931 ORCHARD KNOB SE, 2931, ATLANTA, GA 30339-4630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17554 MIDDLEBROOK WAY, BOCA RATON, FL 33496-1022

Mortgage

Document Number	2019001999
Date	Apr 5, 2019
Instrument	2019001999

Lender

Name	LARRY FARROW
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Apr 5, 2020

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,507.00 (+3.47%)	$1,465,330 (+8.36%) Land $473,480 Building $991,850	$1,465,330 (+8.36%) Land $473,480 Building $991,850
2025	$4,356.00 (+0.28%)	$1,352,230 (-) Land $473,480 Building $878,750	$1,352,230 (-) Land $473,480 Building $878,750
2023	$4,344.00	$1,352,230 Land $473,480 Building $878,750	$1,352,230 Land $473,480 Building $878,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 389 Deer Run in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Deer Run is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Deer Run

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