Brevard County property record for 389 Cypress Point Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,367 sqft · built 1988 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (May 2019) |
| Tax Bill | $2,275 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-12-54-3-14 |
| Primary APN | 26-36-12-54-3-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,367 sqft Living Area |
| Gross Area | 1,764 sqft |
| 1st Floor Area | 1,367 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 105 ft deep x 41 ft wide |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 17 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2602300 |
|---|---|
| Street Address | 389 CYPRESS POINT DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LAKE POINTE SUNTREE PUD STAGE 10 TRACT 6 UNIT 2 & TRACT 6.A LOT 14 BLK 3 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | LAKE POINTE SUNTREE PUD STAGE 10 TRACT 6 |
| Legal Tract | 6 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Legal Unit | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 63109 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 21, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Jun 16, 2015 · Amount on Record |
| Deed Document Number | 2019109499 |
| Deed Book / Page | 8444 / 1962 |
| Prior Transfer Date | Apr 13, 2001 |
| Prior Transfer Doc | 4336002109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Document Number | 0104431082 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 10443/1082 |
| Instrument | 2025196405 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Document Number | 0096000728 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 9600/728 |
| Instrument | 2022213886 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Document Number | 0090951862 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 9095/1862 |
| Instrument | 2021102502 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 21, 2019 |
| Property Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Document Number | 0084441962 |
| Book / Page | 8444 / 1962 |
| Map Reference | MB 30 PG 52 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019109499 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | PRESTIGE TTL OF BREVARD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4921 ROSEWOOD LN, 4921, MELBOURNE, FL 32940-7168 |
| Name | Verified Name |
|---|---|
| Address | 389 CYPRESS POINT DR, MELBOURNE, FL 32940-7749 |
| Document Number | 2019109500 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2019109500 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,660 (+2.7%) | $263,770 (-3.34%) | |
| 2025 | $2,275.00 (+10.01%) Homeowner's exemption Widower's exemption | $178,840 (+5.99%) | $272,880 (+2.92%) Land $104,500 Building $168,380 |
| 2023 | $2,068.00 (+4.97%) Homeowner's exemption Widower's exemption | $168,740 (+3%) | $265,140 (+7.6%) Land $93,500 Building $171,640 |
| 2022 | $1,970.00 Homeowner's exemption Widower's exemption | $163,830 | $246,410 Land $93,500 Building $152,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 216 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 216 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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