389 Coyote Dr, Cocoa, FL 32927 Property Records

Brevard County property record for 389 Coyote Dr, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	1,746 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$248,485 (Sep 2020)
Tax Bill	$3,728 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-36-31-27-H-24`

Property Details

APN / Parcel Number

Primary APN	`23-36-31-27-H-24`
Alternative APNs	`23-36-31-27-0000H.0-0024.00` `3019200`

Interior

Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,746 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	407 sqft
Porch	Finished/Open Porch

Location & Zoning

Account Number	3019200
Street Address	389 COYOTE DR
City	COCOA
State	FL
Zip	32927-4767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PANTHER RIDGE PHASE ONE LOT 24 BLK H
Legal Range	36E
Legal Township	23S
Legal Section	31
Legal Subdivision	PANTHER RIDGE PHASE ONE
Legal Phase	1
Legal Block	H
Legal Lot Number	24
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1024
Census Tract	62114

Owner

389 Coyote Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	389 COYOTE DR, COCOA, FL 32927-4767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 15, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Deed Document Number	2020200954
Deed Book / Page	8856 / 1059
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	389 COYOTE DR, COCOA, FL 32927-4767
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 COYOTE DR, COCOA, FL 32927-4767

Mortgage

Document Number	0099972684
Date	Feb 21, 2024
Book Page	9997/2684
Instrument	2024036323

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 15, 2020
Property Address	389 COYOTE DR, COCOA, FL 32927-4767
Document Number	0088561059
Book / Page	8856 / 1059
Map Reference	MB 66 PG 36-40
Instrument Date	Sep 11, 2020
Instrument	2020200954
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,739.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 COYOTE DR, PORT SAINT JOHN, FL 32927-4767

Mortgage

Document Number	88561060
Date	Sep 15, 2020
Instrument	8856/1060

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 389 Coyote Dr was $3,728 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,630 (-)	$273,630 (-)
2025	$3,728.00 Homeowner's exemption	$273,630 Land $35,000 Building $238,630	$273,630 Land $35,000 Building $238,630
2023	$4,160.00 (+17.45%)	$307,180 (+21.14%) Land $50,000 Building $257,180	$307,180 (+21.14%) Land $50,000 Building $257,180
2022	$3,542.00	$253,570 Land $35,000 Building $218,570	$253,570 Land $35,000 Building $218,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 389 Coyote Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Coyote Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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