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389 Cose Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 389 Cose Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,782 sqft · built 1999
Lot Size0.148 acres (6,455 sqft)
Owner2 Company Names on File
Last Sale$315,000 (Aug 2013)
Tax Bill$4,565 (2025)
Deeds & MortgagesJan 2021 Transfer
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN248-280-470-000

Property Details

APN / Parcel Number

Primary APN248-280-470-000
Alternative APN
  • 248-280-47

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,455 sqft (0.148 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number248-280-47
Street Address389 COSE LN
CityTRACY
StateCA
Zip95377-7060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description99-FM PT OF 248-280-02 PER GLENBRIAR ESTATES NO. 7
Legal SubdivisionGLENBRIAR ESTATES
Legal Block2
Legal Lot Number45
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2011
Census Tract5219

Owner

Source: San Joaquin County records · APN 248-280-470-000

Assessment roll updated September 24, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address389 COSE LN, TRACY, CA 95377-7060
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2013 · Amount on Record
Deed SaleAug 26, 2013 · Amount on Record
Prior SaleDec 28, 2001 · Amount on Record
Deed Document Number2013109516
Last Transfer DateAug 13, 2020
Transfer Doc0000013581
Record UpdatedJun 08, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 25, 2021
Property Address389 COSE LN, TRACY, CA 95377-7060
Document Number0000013581
Instrument DateJan 15, 2021
Instrument13581
Transaction TypeTransfer
Record UpdatedFeb 09, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address389 COSE LN TRACY CA 953777060, TRACY, CA 95377-7060

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address389 COSE LN, TRACY, CA 95377-7060
Document Number0000073720
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 07, 2020
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address389 COSE LN TRACY CA 953777060, TRACY, CA 95377-7060

Mortgage

Document Number0000073720
DateJun 23, 2020
Instrument73720
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,565.00 (+5.09%) Homeowner's exemption$424,022 (+4.04%) Land $95,612 Building $328,410
2023$4,344.00 (+1.9%) Homeowner's exemption$407,558 Land $91,900 Building $315,658$630,270
2022$4,263.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Zinnia Networks
Fixed Wireless		600 / 120
UnWired Broadband Holding
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 611 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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