389 Collins Ave, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 389 Collins Ave, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,188 sqft · built 1920
Lot Size	0.157 acres (6,840 sqft)
Owner	2 Individual Names on File
Last Sale	$64,600 (Mar 1999)
Tax Bill	$4,306 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`3-644-000`

Property Details

APN / Parcel Number

Primary APN	`3-644-000`
Alternative APNs	`68001245400002001100` `146800 124.54-2-1.1`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1942
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,840 sqft (0.157 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Porch	Patio
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3-644-000
Street Address	389 COLLINS AVE
City	BUFFALO
State	NY
Zip	14224-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	MC-839 SL-78,79 (FL-124) N.Y. CENTRAL S/D 60 X 114.00
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	1.100
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	4
Census Block	4002
Census Tract	11300

Owner

389 Collins Ave is owned and occupied by two individuals who acquired it in August 2005.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	389 COLLINS AVE, BUFFALO, NY 14224-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1999 · Amount on File
Deed Sale	Mar 31, 1999 · Amount on File
Prior Sale	Mar 31, 1999 · Amount on File
Deed Book / Page	10949 / 2479
Last Transfer Date	Aug 24, 2005
Transfer Doc	0111003554
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	389 COLLINS AVE, BUFFALO, NY 14224-1005
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 COLLINS AVE, BUFFALO, NY 14224-1005

Mortgage

Document Number	0141192101
Date	Feb 22, 2024
Book Page	14119/2101
Instrument	2024029813

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 389 Collins Ave was $4,306 with a homeowner's exemption, up 2.6% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,306.00 (+2.65%) Homeowner's exemption
2025	$4,195.00 (+0.99%)	$42,300 (-) Land $10,900 Building $31,400	$176,300 (+4.2%) Land $45,430 Building $130,870
2024	$4,154.00 Homeowner's exemption	$42,300 (-) Land $10,900 Building $31,400	$169,200 (+4%) Land $43,600 Building $125,600
2023		$42,300 Land $10,900 Building $31,400	$162,692 Land $41,923 Building $120,769
2019	$3,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 389 Collins Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2013–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 389 Collins Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20