Carroll County property record for 389 Choice Ct, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,040 sqft · built 1997 |
| Lot Size | 0.231 acres (10,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Apr 2019) |
| Tax Bill | $4,959 (2025) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-130414 |
| Primary APN | 07-130414 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Total Area |
| Basement Area | 948 sqft |
| Finished Basement | 948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,081 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 360 sqft |
| Patio Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 130414 |
|---|---|
| Street Address | 389 CHOICE CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 184 - 10081 SF 389 CHOICE CT 39-167 EDEN FARMS EVES CHOICE |
| Legal Subdivision | EVES CHOICE EDEN FARMS |
| Legal Lot Number | 184 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 507601 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 389 CHOICE CT, WESTMINSTER, MD 21157-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2019 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on Record |
| Deed Sale | Apr 26, 2019 · Amount on Record |
| Prior Sale | Nov 14, 2008 · Amount on Record |
| Deed Book / Page | 9275 / 83 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 26, 2019 |
| Property Address | 389 CHOICE CT, WESTMINSTER, MD 21157-2934 |
| Document Number | 0092750083 |
| Book / Page | 9275 / 0083 |
| Map Reference | MB 39 FO 167 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | EVERGREEN SETTLEMENT CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 389 CHOICE CT, WESTMINSTER, MD 21157-2934 |
| Document Number | 0000927589 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 9275/89 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 389 CHOICE CT, WESTMINSTER, MD 21157-2934 |
| Document Number | 0088410394 |
| Book / Page | 008841 / 000394 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | PROPERTY TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 389 CHOICE CT WESTMINSTER MD 211572934, WESTMINSTER, MD 21157-2934 |
| Document Number | 0088410394 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 008841/000394 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 23, 2042 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,100 (+37.28%) Land $120,000 Building $426,100 | $546,100 (+37.28%) Land $120,000 Building $426,100 | |
| 2025 | $4,959.00 (+10.32%) Homeowner's exemption | ||
| 2023 | $4,495.00 Homeowner's exemption | $397,800 Land $120,000 Building $277,800 | $397,800 Land $120,000 Building $277,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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