389 Chicago Rd, Paw Paw, IL 61353 Property Records

Lee County property record for 389 Chicago Rd, Paw Paw, IL 61353

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,182 sqft · built 1901
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Tax Bill	$8,694 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2006 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-18-10-476-001`

Property Details

APN / Parcel Number

Primary APN	`22-18-10-476-001`
Alternative APNs	`22-18-10-476-048` `102859`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	3,182 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Wood
Lot Area	19,602 sqft (0.45 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	102859
Street Address	389 CHICAGO RD
City	PAW PAW
State	IL
Zip	61353-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC10 TWP37 RNG2 PAW PAW, STETLER SUB LTS 1 THRU 6 AND LT 8
Legal Range	02
Legal Township	37
Legal Section	10
Legal Lot Number	1-6,8
Jurisdiction	LEE IL
Township / Civil Division	WYOMING
Census Block Group	1
Census Block	1025
Census Tract	900

Owner

389 Chicago Rd is owned and occupied by an individual who acquired it in October 2005.

Source: Lee County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 453, PAW PAW, IL 61353-0453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Oct 3, 2006	Deed of Trust, Mortgage · Line of Credit EUREKA SAVINGS BANK
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Oct 17, 2005	Guardian's Deed, Transfer · ARM EUREKA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 14, 2005
Transfer Doc	0510/1863
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	389 CHICAGO RD, PAW PAW, IL 61353-8901
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903268
Date	Sep 3, 2019
Instrument	201903268

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	389 CHICAGO RD, PAW PAW, IL 61353-8901
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00610/0600
Date	Oct 3, 2006
Book Page	0610/0600
Instrument	2006006645

Lender

Name	EUREKA SAVINGS BANK
Address	MENDOTA, IL 61342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2026

Interest

Rate	6.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	389 CHICAGO RD, PAW PAW, IL 61353-8901
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903268
Date	Sep 3, 2019
Instrument	201903268

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

October 2005: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	LEE IL
Recording Date	Oct 17, 2005
Property Address	389 CHICAGO RD, PAW PAW, IL 61353-8901
Document Number	00510/1861
Book / Page	0510 / 1861
Map Reference	MB A PG37
Instrument Date	Oct 14, 2005
Instrument	2005-07497
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 453, PAW PAW, IL 61353-0453

Mortgage

Document Number	00510/1863
Date	Oct 17, 2005
Book Page	0510/1863
Instrument	2005-07498

Lender

Name	EUREKA SAVINGS BANK
Address	MENDOTA, IL 61342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2008
Change Frequency	3 Years
Min Rate At Change	4.75%
Index	3-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 389 Chicago Rd was $8,694 with exemptions applied, up 33.6% from the year before.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Wyoming Township
Municipality	Paw Paw Village
Unified School District	Paw Paw CUSD 271 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,694.00 (+33.61%) Homeowner's exemption Senior Citizen's exemption	$115,381 (+35.92%) Land $9,166 Building $106,215	$346,143 (+35.92%) Land $27,498 Building $318,645
2024	$6,507.00	$84,891 Land $5,609 Building $79,282	$254,673 Land $16,827 Building $237,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Chicago Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Chicago Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PAW serves 830 people · EPA ID IL1030400
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
AirCell Fixed Wireless	100 / 100

May also be available: Blast Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chicago Rd

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