389 Bronco Ct, Berthoud, CO 80513 Property Records

Larimer County property record for 389 Bronco Ct, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,623 sqft · built 2019
Lot Size	0.267 acres (11,635 sqft)
Owner	2 Individual Names on File
Last Sale	$618,773 (Aug 2019)
Tax Bill	$8,171 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94234-49-001`

Property Details

APN / Parcel Number

Primary APN	`94234-49-001`
Alternative APN	`R1666701`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,623 sqft Living Area
Gross Area	4,802 sqft
1st Floor Area	2,034 sqft
Basement Area	2,034 sqft
Finished Basement	1,589 sqft
Unfinished Basement	445 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,635 sqft (0.267 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	60 sqft
Patio Area	144 sqft
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1666701
Street Address	389 BRONCO CT
City	BERTHOUD
State	CO
Zip	80513-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 3, HERITAGE RIDGE FOURTH FILING, BER (20180011532)
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	HERITAGE RIDGE 4TH FILING
Legal Block	3
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

389 Bronco Ct is owned and occupied by two individuals who bought it in August 2019.

Source: Larimer County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	389 BRONCO CT, BERTHOUD, CO 80513-2829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 5, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 9, 2019	Grant Deed, Transfer FNTG-NCS COLORADO
Jan 9, 2019	Loan Modification, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Deed Document Number	201945084
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	389 BRONCO CT, BERTHOUD, CO 80513-2829
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037933
Date	Jun 1, 2020
Instrument	20200037933

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 5, 2019
Property Address	389 BRONCO CT, BERTHOUD, CO 80513-2829
Document Number	0000045084
Instrument Date	Jul 30, 2019
Instrument	20190045084
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	389 BRONCO CT, BERTHOUD, CO 80513-2829

Mortgage

Document Number	0000045085
Date	Aug 5, 2019
Instrument	20190045085

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 9, 2019
Property Address	389 BRONCO CT, BERTHOUD, CO 80513-2829
Document Number	0000001443
Instrument Date	Jan 8, 2019
Instrument	1443
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Amount	Amount on Record
Tax	$376.25
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Jan 9, 2019
Property Address	389 BRONCO CT, BERTHOUD, CO 80513-2829
Instrument Date	Jan 8, 2019
Instrument	1444
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833

Mortgage

Document Number	0000001444
Date	Jan 9, 2019
Instrument	1444

Lender

Name	REGIONS BK
Type	Bank
Address	1717 MCKINNEY AVE # 1200, DALLAS, TX 75202-1237

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 389 Bronco Ct was $8,171, down 2.7% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,171.00 (-2.69%)	$45,531 Land $10,056 Building $35,475	$728,500 Land $160,900 Building $567,600
2024	$8,397.00 (+2.1%)
2023	$8,224.00 (+29%)	$51,389 (+35.07%) Land $10,780 Building $40,609	$767,000 (+40.12%) Land $160,900 Building $606,100
2022	$6,375.00	$38,045 Land $7,993 Building $30,052	$547,400 Land $115,000 Building $432,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Bronco Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Bronco Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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