389 Bingham Ln, Sparta, MO 65753 Property Records

Christian County property record for 389 Bingham Ln, Sparta, MO 65753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,865 sqft · built 2001
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-0.5-21-000-000-010.005`

Property Details

APN / Parcel Number

Primary APN	`12-0.5-21-000-000-010.005`
Alternative APN	`12-0.5-21-0-0-10.005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,865 sqft Adjusted Area
1st Floor Area	1,769 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	389 BINGHAM LN
City	SPARTA
State	MO
Zip	65753-9015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG. 990' E NWC SW4, TH E 334.54' S 330' W 334.54' N TO POB.
Legal Range	20
Legal Township	27
Legal Section	21
Legal Subdivision	3000 SPARTA OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	MCCRACKEN
Census Block Group	1
Census Block	1003
Census Tract	20302

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	389 BINGHAM LN, SPARTA, MO 65753-9015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Mar 15, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Nov 30, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF BILLINGS
Nov 30, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF BILLINGS
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021
Deed Sale	Mar 15, 2021
Prior Sale	Nov 27, 2019
Deed Document Number	2021004849
Deed Book / Page	2021 / 004849
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	389 BINGHAM LN, SPARTA, MO 65753-9015
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 BINGHAM LN, SPARTA, MO 65753-9015

Mortgage

Document Number	0202513872
Date	Dec 1, 2025
Book Page	2025/13872
Instrument	2025L14047

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65814

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 15, 2021
Property Address	389 BINGHAM LN, SPARTA, MO 65753-9015
Document Number	0202104849
Book / Page	2021 / 4849
Instrument Date	Mar 12, 2021
Instrument	2021L04882
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 BINGHAM LN, SPARTA, MO 65753-9015

Mortgage

Document Number	2021L04883
Date	Mar 15, 2021
Instrument	2021L04883

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 30, 2020
Property Address	389 BINGHAM LN, SPARTA, MO 65753-9015
Document Number	0202020109
Book / Page	002020 / 020109
Instrument Date	Nov 24, 2020
Instrument	20301
Transaction Type	Construction Loan
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	389 BINGHAM LN SPARTA MO 657539015, SPARTA, MO 65753-9015

Mortgage

Document Number	0202020109
Date	Nov 30, 2020
Book Page	002020/020109
Instrument	20301

Lender

Name	BANK OF BILLINGS
Type	Bank
Address	BILLINGS, MO 65610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 29, 2021

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 30, 2020
Property Address	389 BINGHAM LN, SPARTA, MO 65753-9015
Document Number	0202020106
Book / Page	002020 / 020106
Instrument Date	Nov 24, 2020
Instrument	20298
Transaction Type	Construction Loan
Record Updated	Dec 15, 2020
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	389 BINGHAM LN SPARTA MO 657539015, SPARTA, MO 65753-9015

Mortgage

Document Number	0202020106
Date	Nov 30, 2020
Book Page	002020/020106
Instrument	20298

Lender

Name	BANK OF BILLINGS
Type	Bank
Address	BILLINGS, MO 65610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 29, 2021

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 27, 2019
Property Address	389 BINGHAM LN, SPARTA, MO 65753-9015
Document Number	0201915961
Book / Page	002019 / 015961
Instrument Date	Nov 26, 2019
Instrument	16118
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 N MAPLEWOOD HILLS RD NIXA MO 657148977, NIXA, MO 65714-8977

Mortgage

Document Number	201915962
Date	Nov 27, 2019
Book Page	002019/015962
Instrument	16119

Lender

Name	PRIME LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 11, 2019
Property Address	389 BINGHAM LN, SPARTA, MO 65753-9015
Document Number	0201907074
Book / Page	2019 / 07074
Instrument Date	Jun 7, 2019
Instrument	2019L07149
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 BINGHAM LN, SPARTA, MO 65753-9015

Mortgage

Document Number	2019L07150
Date	Jun 11, 2019
Instrument	2019L07150

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	389 BINGHAM LN, SPARTA, MO 65753-9015
Document Number	0201811308
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 MILLS RD NIXA MO 65714, NIXA, MO 65714

Mortgage

Document Number	0201811308
Date	Aug 27, 2018
Book Page	002018/011308
Instrument	11437

Lender

Name	MID MISSOURI BK
Address	REPUBLIC, MO 65738

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Sparta R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$28,540 (+6.22%)	$150,200 (+6.22%) Land $27,500 Building $122,700
2023	$26,870	$141,400 Land $27,500 Building $113,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2015–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: White River Connect, Wisper ISP, WON Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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