Humboldt County property record for 389 Berding St, Ferndale, CA 95536
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Apr 2026) |
| Tax Bill | $3,610 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 031-092-026-000 |
| Primary APN | 031-092-026-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,000 sqft (0.138 acres) |
|---|
| Street Address | 389 BERDING ST |
|---|---|
| City | FERNDALE |
| State | CA |
| Zip | 95536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-D |
| Legal Description | LT1 BL10 FRANCIS DIV BK5 MAPS PG79 |
| Legal Subdivision | FRANCIS DIVISION |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11200 |
389 Berding St is owned by an individual who bought it in April 2026.
Source: Humboldt County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 981012, BOSTON, MA 02298-1012 |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Oct 1, 2019 | Deed of Trust, Mortgage COAST CTRL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on File |
| Deed Sale | Apr 20, 2026 · Amount on File |
| Prior Sale | Apr 8, 2011 · Amount on File |
| Deed Document Number | 20264873 |
| Prior Transfer Date | Mar 21, 2025 |
| Prior Transfer Doc | 0000003348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Apr 20, 2026 |
| Property Address | 389 BERDING ST, FERNDALE, CA 95536 |
| Document Number | 0000004873 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20264873 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount on Record |
|---|---|
| Tax | $61,105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 389 BERDING ST, FERNDALE, CA 95536 |
| Document Number | 0000017561 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 186 FERNDALE CA 955360186, FERNDALE, CA 95536-0186 |
| Document Number | 0000017561 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 17561 |
| Name | COAST CTRL CU |
|---|---|
| Type | Credit Union |
| Address | EUREKA, CA 95501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 9, 2049 |
The 2025 property tax bill for 389 Berding St was $3,610, up 4.2% from the year before.
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,610.00 (+4.18%) | $256,224 Land $115,302 Building $140,922 |
| 2024 | $3,465.00 (+2.27%) | |
| 2023 | $3,388.00 (+1.13%) | $246,276 Land $110,826 Building $135,450 |
| 2022 | $3,350.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 389 Berding St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Berding St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
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