389 Bailey Rd, Benton, TN 37307 Property Records

Polk County property record for 389 Bailey Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,432 sqft · built 2014
Lot Size	9.17 acres (399,445 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jan 2022)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`036-093.03`

Property Details

APN / Parcel Number

Primary APN	`036-093.03`
Alternative APNs	`0103603609303` `070036 09303`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,432 sqft Living Area
Gross Area	5,728 sqft
1st Floor Area	2,432 sqft
Basement Area	2,432 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	399,445 sqft (9.17 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	7 Parking Spaces
Porch	Finished/Open Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	389 BAILEY RD
City	BENTON
State	TN
Zip	37307-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01 1 ADDITIONAL MOBILE HOME
Legal Subdivision	JULIE ANN BAILEY
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	1
Census Block	1028
Census Tract	950203

Owner

389 Bailey Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Polk County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	389 BAILEY RD, BENTON, TN 37307-3903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Prior Sale	Jun 26, 2013
Deed Document Number	2022282
Deed Book / Page	337 / 117
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	000WD336/8
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 26, 2022
Property Address	389 BAILEY RD, BENTON, TN 37307-3903
Document Number	0WD337/117
Book / Page	WD337 / 117
Instrument Date	Jan 10, 2022
Instrument	22000282
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	TALLENT TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 BAILEY RD, BENTON, TN 37307-3903

Mortgage

Document Number	0022000283
Date	Jan 26, 2022
Instrument	22000283

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TN
Recording Date	Dec 9, 2021
Property Address	389 BAILEY RD, BENTON, TN 37307-3903
Document Number	000WD336/8
Book / Page	WD336 / 8
Instrument Date	Dec 6, 2021
Instrument	21003515
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 BAILEY RD, BENTON, TN 37307-3905

Tax Assessment & Valuation

The 2025 property tax bill for 389 Bailey Rd was $2,274.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00	$134,575 (-) Land $12,675 Building $121,900	$538,300 Land $50,700 Building $487,600
2024	$2,274.00 (+10.66%)	$134,575 (+10.65%) Land $12,675 Building $121,900
2023	$2,055.00 (+14.04%)	$121,625 (+69.51%) Land $12,675 Building $108,950	$538,300 (+87.56%) Land $50,700 Building $487,600
2022	$1,802.00	$71,750 Land $10,675 Building $61,075	$287,000 Land $42,700 Building $244,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Bailey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Bailey Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER SYSTEM serves 2,580 people · EPA ID TN0000048
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

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