Polk County property record for 389 1st St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 1953 |
| Lot Size | 0.966 acres (42,088 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,900 (Sep 2014) |
| Tax Bill | $634 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-31-04-000000-033050 |
| Primary APN | 25-31-04-000000-033050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 1,391 sqft |
| 1st Floor Area | 1,391 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 42,088 sqft (0.966 acres) |
| Lot Dimensions | 175 ft deep x 278 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 597 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 389 HIGHWAY 640 |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | W 278 FT OF N 200 FT OF NW1/4 OF NW1/4 LESS SR S-640 |
| Legal Range | 25E |
| Legal Township | 31S |
| Legal Section | 04 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 15900 |
Source: Polk County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 425, HOMELAND, FL 33847-0425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2014 · Amount on Record |
| Deed Sale | Sep 25, 2014 · Amount on Record |
| Prior Sale | Nov 4, 2013 · Amount on Record |
| Deed Document Number | 2014164168 |
| Deed Book / Page | 9346 / 2062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 29, 2026 |
| Property Address | 389 HIGHWAY 640, BARTOW, FL 33830 |
| Document Number | 0000234493 |
| Book / Page | 14169 / 1937 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026234493 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 389 HIGHWAY 640, BARTOW, FL 33830 |
| Document Number | 0000234493, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 14169/1937 |
| Instrument | 2026234493 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 389 1ST ST, BARTOW, FL 33830 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000252379 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 11912/483 |
| Instrument | 2021252379 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,760 (+2.7%) | $279,827 (-0.14%) Land $48,022 Building $231,805 | |
| 2025 | $105,901 (+5.99%) | $280,220 (+3.23%) Land $48,022 Building $232,198 | |
| 2024 | $634.00 (+29.65%) | ||
| 2023 | $489.00 (+6.77%) Homeowner's exemption | $99,918 (+3%) | $271,440 (+36.85%) Land $46,522 Building $224,918 |
| 2022 | $458.00 Homeowner's exemption | $97,008 | $198,346 Land $24,917 Building $173,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FORT MEADE serves 5,455 people · EPA ID FL6530320 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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