3889 Willow Pond Ct, Ceres, CA 95307 Property Records

Stanislaus County property record for 3889 Willow Pond Ct, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,299 sqft · built 2003
Lot Size	0.209 acres (9,147 sqft)
Owner	Individual Name on File
Last Sale	$282,500 (Feb 2016)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`086-027-007-000`

Property Details

APN / Parcel Number

Primary APN	`086-027-007-000`
Alternative APN	`0862707`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,299 sqft Living Area

Exterior

Year Built	Built 2003
Construction Type	Wood
Lot Area	9,147 sqft (0.209 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0862707
Street Address	3889 WILLOW POND CT
City	CERES
State	CA
Zip	95307-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN ESTATES #5 (40-M-33) BLK 4163 LOT 5
Legal Subdivision	BROWN ESTATES #5
Legal Block	4163
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2007
Census Tract	2505

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3889 WILLOW POND CT, CERES, CA 95307-7340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 10, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2016 · Amount on Record
Deed Sale	Feb 12, 2016 · Amount on Record
Prior Sale	Feb 3, 2010 · Amount on Record
Deed Document Number	2016-0010918
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3889 WILLOW POND CT, CERES, CA 95307-7340
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	UNKNOWN, WFG NCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WILLOW POND CT, CERES, CA 95307-7340

Mortgage

Document Number	0000046484
Date	Sep 23, 2025
Instrument	2025-0046484

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jun 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3889 WILLOW POND CT, CERES, CA 95307-7340
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	PAYOT TITLE SERVICES, DOMA TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WILLOW POND CT, CERES, CA 95307-7340

Mortgage

Document Number	0000054919
Date	Jun 9, 2021
Instrument	2021-0054919

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3889 WILLOW POND CT, CERES, CA 95307-7340
Document Number	0000072809
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WILLOW POND CT CERES CA 953077340, CERES, CA 95307-7340

Mortgage

Document Number	0000072809
Date	Oct 19, 2018
Instrument	72809

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	3889 WILLOW POND CT, CERES, CA 95307-7340
Document Number	0000073914
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WILLOW POND CT CERES CA 953077340, CERES, CA 95307-7340

Mortgage

Document Number	0000073914
Date	Oct 24, 2018
Instrument	73914

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,988.00 (+9.05%) Homeowner's exemption	$334,416 (+4.04%) Land $71,024 Building $263,392
2023	$3,657.00 (+0.3%) Homeowner's exemption	$321,432 Land $68,267 Building $253,165
2022	$3,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Willow Pond Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures