3889 Valley Crest Dr, Timnath, CO 80547 Property Records

Larimer County property record for 3889 Valley Crest Dr, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.25 ba · 5,747 sqft · built 2022
Lot Size	0.292 acres (12,711 sqft)
Owner	Trust Name on File
Last Sale	$330,000 (Mar 2020)
Tax Bill	$12,714 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87361-15-163`

Property Details

APN / Parcel Number

Primary APN	`87361-15-163`
Alternative APN	`R1645526`

Interior

Bedrooms	5 Beds
Full Baths	5.25 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	5,747 sqft Living Area
Gross Area	7,470 sqft
Basement Area	3,045 sqft
Finished Basement	2,162 sqft
Unfinished Basement	883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,711 sqft (0.292 acres)
View / Lot	Greenbelt/Park
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1645526
Street Address	3889 VALLEY CREST DR
City	TIMNATH
State	CO
Zip	80547-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163, BLOCK 7, HARMONY SUBDIVISION 2ND FIL, TIM (20070020818)
Legal Range	68W
Legal Township	7N
Legal Section	36
Legal Subdivision	HARMONY SUBDIVISION 2ND FIL, TIM (200700
Legal Block	7
Legal Lot Number	163
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	2
Census Block	2039
Census Tract	2506

Owner

3889 Valley Crest Dr is held in a trust since May 2023.

Source: Larimer County records, as of February 9, 2026

Owner of Record	Trust Name on File
Mailing Address	2227 SPRUCE CREEK DR, FORT COLLINS, CO 80528-3078
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jun 26, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 19, 2018	Warranty Deed, Transfer GROUP GUARANTEED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	202014251
Last Transfer Date	May 19, 2023
Transfer Doc	0000026641
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3889 VALLEY CREST DR, TIMNATH, CO 80547-2234
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 SPRUCE CREEK DR, FORT COLLINS, CO 80528-3078

Mortgage

Document Number	0000005015
Date	Jan 24, 2022
Instrument	20220005015

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 26, 2023
Property Address	3889 VALLEY CREST DR, TIMNATH, CO 80547-2234
Document Number	0000026641
Instrument Date	Jun 16, 2023
Instrument	20230026641
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2227 SPRUCE CREEK DR, FORT COLLINS, CO 80528-3078

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 2, 2020
Property Address	3889 VALLEY CREST DR, TIMNATH, CO 80547-2234
Document Number	0000014251
Instrument Date	Feb 28, 2020
Instrument	20200014251
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3889 VALLEY CREST DR, 3889, TIMNATH, CO 80547-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2227 SPRUCE CREEK DR, FORT COLLINS, CO 80528-3078

Mortgage

Document Number	0000014252
Date	Mar 2, 2020
Instrument	20200014252

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	7.12%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 19, 2018
Property Address	3889 VALLEY CREST DR, TIMNATH, CO 80547-2234
Document Number	0000036755
Instrument Date	Jun 14, 2018
Instrument	36755
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	GROUP GUARANTEED TITLE

Transaction

Amount	Amount on Record
Tax	$28.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 ACOMA ST #109 DENVER CO 802045120, 109, DENVER, CO 80204-5120

Tax Assessment & Valuation

The 2025 property tax bill for 3889 Valley Crest Dr was $12,714, down 10.1% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,714.00 (-10.12%)	$115,619 Land $25,563 Building $90,056	$1,849,900 Land $409,000 Building $1,440,900
2024	$14,145.00 (+178.17%)
2023	$5,085.00 (-32.88%)	$54,009 (-25.77%) Land $27,403 Building $26,606	$806,100 (+221.28%) Land $409,000 Building $397,100
2022	$7,576.00	$72,761 Land $72,761	$250,900 Land $250,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3889 Valley Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3889 Valley Crest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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