3889 Richardson Rd, Independence, KY 41051 Property Records

Kenton County property record for 3889 Richardson Rd, Independence, KY 41051 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,224 sqft · built 1980
Lot Size	0.875 acres (38,115 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Jun 2017)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Feb 2021 Transfer Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-40-00-081.00`

Property Details

APN / Parcel Number

Primary APN	`017-40-00-081.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,224 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	38,115 sqft (0.875 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3889 RICHARDSON RD
City	INDEPENDENCE
State	KY
Zip	41051-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.875 ACS NWS RICHARDSON RD EAST OF GOLF COURSE ENT
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3003
Census Tract	63608

Owner

Source: Kenton County records · APN 017-40-00-081.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3889 RICHARDSON RD, INDEPENDENCE, KY 41051-8716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Intrafamily Transfer, Transfer
Jun 09, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2017 · Amount on Record
Deed Sale	Jun 09, 2017 · Amount on Record
Deed Document Number	201706 09 059 00124
Deed Book / Page	3952 / 242
Prior Transfer Date	Nov 22, 2010
Prior Transfer Doc	0005900309
Record Updated	Jun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Feb 19, 2021
Property Address	3889 RICHARDSON RD, INDEPENDENCE, KY 41051-8716
Document Number	0005900188
Book / Page	72 / 924
Instrument Date	Jan 15, 2021
Instrument	21021905900188
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3889 RICHARDSON RD, INDEPENDENCE, KY 41051-8716

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 09, 2017
Property Address	3889 RICHARDSON RD, INDEPENDENCE, KY 41051-8716
Document Number	0000000124
Book / Page	0I3952 / 000242
Instrument Date	Apr 27, 2017
Instrument	124
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	BRB TRUST TITLE AGENCY, BRB TR TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 RICHARDSON RD INDEPENDENCE KY 410518716, INDEPENDENCE, KY 41051-8716

Mortgage

Document Number	125
Date	Jun 09, 2017
Book Page	0I3952/000246
Instrument	125

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 08, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+2.17%)	$230,500 (+10.87%) Land $25,000 Building $205,500	$230,500 (+10.87%) Land $25,000 Building $205,500
2023	$2,623.00	$207,900 Land $25,000 Building $182,900	$207,900 Land $25,000 Building $182,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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