Knox County property record for 3889 KY 1232, Gray, KY 40734 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 64,904 sqft (1.49 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,023.00 (2025) |
| Primary APN | 028-00-00-047.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 64,904 sqft (1.49 acres) |
|---|---|
| Topography | Rolling Topography |
| Water Source | Yes (Unknown Type) Water Source |
|---|
| Account Number | 10165 |
|---|---|
| Street Address | 3889 KY 1232 |
| City | GRAY |
| State | KY |
| Zip | 40734-6824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.49 ACS OLD 25 E GRAY 360-199 |
| Jurisdiction | KNOX KY |
| Minor Civil Division | GRAY |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 930300 |
Source: Knox County records · APN 028-00-00-047.00
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3889 KY 1232, GRAY, KY 40734-6824 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Jul 13, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2017 |
| Deed Sale | Jul 13, 2017 |
| Deed Doc Number | 228133 |
| Deed Book / Page | D420 / 17 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 3889 KY 1232, GRAY, KY 40734-6824 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M445/563 |
|---|---|
| Date | Sep 05, 2017 |
| Book Page | M445/563 |
| Instrument | 228978 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | 10-Year TN |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KNOX KY |
| Recording Date | Jul 13, 2017 |
| Property Address | 3889 KY 1232, GRAY, KY 40734-6824 |
| Document Number | 000D420/17 |
| Book / Page | D420 / 17 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 228133 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3889 KY 1232, GRAY, KY 40734-6824 |
| Name | Verified Name |
|---|---|
| Address | 3889 KY 1232, GRAY, KY 40734-6824 |
Source: Knox County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knox County |
| Unified School District | Knox County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,023.00 (+171.35%) Homeowner's exemption | $143,500 (+83.5%) Land $8,000 Building $135,500 | $143,500 (+83.5%) Land $8,000 Building $135,500 |
| 2023 | $377.00 Homeowner's exemption | $78,200 | $78,200 |
Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | High above 77% of the US · above 90% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 172 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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