Cherokee County property record for 3889 Hiwassee Dam Access Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,072 sqft · built 1937 |
| Lot Size | 53 acres (2,312,600 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $551 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 455409063497000 |
| Primary APN | 455409063497000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,072 sqft Heated Area |
| Gross Area | 3,323 sqft |
| 1st Floor Area | 2,072 sqft |
| Upper Floors Area | 480 sqft |
| Basement Area | 490 sqft |
| Unfinished Basement | 490 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,312,600 sqft (53 acres) |
| Lot Width | 1,956 ft Width |
| Terrain | Wooded |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 685 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 1,280 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Account Number | 49864 |
|---|---|
| Street Address | 3889 HIWASSEE DAM ACCESS RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR 1 FLOYD PROP 1614/562 1619/455 |
| Legal Phase | 1614 |
| Legal Tract | 1 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 930603 |
Source: Cherokee County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 174 UPPER BEAR PAW RD, MURPHY, NC 28906-1701 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 19, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2026 |
| Transfer Doc | 0000002870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 10, 2026 |
| Property Address | 3889 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1745 |
| Document Number | 0000002870 |
| Book / Page | 1803 / 373 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20262870 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 174 UPPER BEAR PAW RD, MURPHY, NC 28906-1701 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 19, 2019 |
| Property Address | 3889 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1745 |
| Document Number | 01632/0324 |
| Book / Page | 01632 / 0324 |
| Map Reference | CAB H SL 703 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 06406 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3751 LOWER BEAR PAW RD, 3751, MURPHY, NC 28906-1723 |
| Name | Verified Name |
|---|---|
| Address | 174 UPPER BEAR PAW RD, MURPHY, NC 28906-1701 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $551.00 | $66,130 (-44.52%) | $195,110 (-21.38%) Land $178,700 Building $16,410 |
| 2023 | $119,190 | $248,170 Land $178,700 Building $69,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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