3889 Fergus Rd, Columbus, OH 43207 Property Records

Franklin County property record for 3889 Fergus Rd, Columbus, OH 43207

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 952 sqft · built 1970
Lot Size0.155 acres (6,788 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Apr 2018)
Tax Bill$2,581 (2024)
Deeds & MortgagesAug 2021 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-091594

Property Details

APN / Parcel Number

Primary APN010-091594

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area957 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,788 sqft (0.155 acres)
Lot Dimensions119 ft deep x 57 ft wide
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3889 FERGUS RD
CityCOLUMBUS
StateOH
Zip43207-4253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFERGUS ROAD SOUTHERN PINES 11 LOT 688
Legal SubdivisionSOUTHERN PINES
Legal Lot Number688
JurisdictionFRANKLIN OH
Township / Civil DivisionCOLUMBUS
Census Block Group2
Census Block2015
Census Tract8825

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3889 FERGUS RD, COLUMBUS, OH 43207-4253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
Apr 26, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 9, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 12, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2018 · Amount on Record
Deed SaleApr 12, 2018 · Amount on Record
Prior SaleMay 13, 2005 · Amount on Record
Deed Document Number6857
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address3889 FERGUS RD, COLUMBUS, OH 43207-4253
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyLENDERCLOSE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000154015
DateAug 30, 2021
Instrument202108300154015
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address3889 FERGUS RD, COLUMBUS, OH 43207-4253
Transaction TypeMortgage
Record UpdatedMay 10, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073253
DateApr 26, 2021
Instrument202104260073253
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueApr 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address3889 FERGUS RD, COLUMBUS, OH 43207-4253
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034816
DateMar 9, 2020
Instrument202003090034816
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateApr 12, 2018
Property Address3889 FERGUS RD, COLUMBUS, OH 43207-4253
Document Number0000048301
Map ReferenceMB42 PG54
Instrument DateApr 4, 2018
Instrument201804120048301
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanySTEWART TITLE BOX

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number0000048302
DateApr 12, 2018
Instrument201804120048302
Lender
NameUNITED SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityColumbus City
Unified School DistrictColumbus City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,581.00 (+1.61%) Homeowner's exemption$57,340 (-) Land $13,830 Building $43,510
2023$2,540.00 (+29.72%) Homeowner's exemption$57,340 (+51.81%) Land $13,830 Building $43,510$163,800 (+51.81%) Land $39,500 Building $124,300
2022$1,958.00 Homeowner's exemption$37,770 Land $9,100 Building $28,670
2020$107,900 Land $26,000 Building $81,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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