3889 Co Rd 439, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 3889 Co Rd 439, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,593 sqft · built 2020
Lot Size	8.45 acres (368,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$523,002 (Sep 2023)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`098002700002010000`

Property Details

APN / Parcel Number

Primary APN	`098002700002010000`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,593 sqft Total Area
Basement Area	1,593 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Lot Area	368,082 sqft (8.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3889 COUNTY ROAD 439
City	JACKSON
State	MO
Zip	63755-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PT NE NE
Legal Range	12E
Legal Township	32S
Legal Section	27
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2024
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3889 COUNTY ROAD 439, JACKSON, MO 63755-7072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG CORP
Aug 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG CORP
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Apr 10, 2023
Deed Document Number	20237918
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	0000009157
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	3889 COUNTY ROAD 439, JACKSON, MO 63755-7072
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202115825
Date	Nov 30, 2021
Instrument	2021-15825

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	3889 COUNTY ROAD 439, JACKSON, MO 63755-7072
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202509203
Date	Nov 3, 2025
Instrument	2025-09203

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	3889 COUNTY ROAD 439, JACKSON, MO 63755-7072
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202406610
Date	Aug 27, 2024
Instrument	2024-06610

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Sep 25, 2023
Property Address	3889 COUNTY ROAD 439, JACKSON, MO 63755-7072
Document Number	0202307918
Instrument Date	Sep 22, 2023
Instrument	2023-07918
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 COUNTY ROAD 439, JACKSON, MO 63755-7072

Mortgage

Document Number	0202307919
Date	Sep 25, 2023
Instrument	2023-07919

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,550 (-) Land $10,420 Building $68,130	$413,449 (-) Land $54,863 Building $358,586
2025	$3,939.00 (+5.1%)	$78,550 (+4.99%) Land $10,420 Building $68,130	$413,449 (+5%) Land $54,863 Building $358,586
2023	$3,748.00	$74,820 Land $9,930 Building $64,890	$393,760 Land $52,250 Building $341,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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