Jefferson County and Clayton Town property record for 38889 State Rte 12E, Clayton, NY 13624
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,458 sqft · built 1955 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Aug 2005) |
| Tax Bill | $3,633 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Oct 2021 Refinance + 1 more |
| APN | 223289 20.13-1-29 |
| Primary APN | 223289 20.13-1-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,458 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Upper Floors Area | 1,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Covered Porch |
| Porch Area | 28 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 223289 20.13-1-29 |
|---|---|
| Street Address | 38889 STATE ROUTE 12E |
| City | CLAYTON |
| State | NY |
| Zip | 13624-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MD |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | CLAYTON |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 60201 |
Source: Jefferson County and Clayton Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38889 STATE ROUTE 12E, CLAYTON, NY 13624-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Apr 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2005 · Amount on Record |
| Deed Sale | Aug 23, 2005 · Amount on Record |
| Deed Book / Page | 2005 / 13256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 38889 STATE ROUTE 12E, CLAYTON, NY 13624-2203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012164 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 20220-00012164 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 38889 STATE ROUTE 12E, CLAYTON, NY 13624-2203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017558 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 20210-00017558 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 38889 STATE ROUTE 12E, CLAYTON, NY 13624-2203 |
| Document Number | 0000004510 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 38889 STATE ROUTE 12E CLAYTON NY 136242203, CLAYTON, NY 13624-2203 |
| Document Number | 0000004510 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 4510 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
Source: Jefferson County and Clayton Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Clayton Town |
| Unified School District | Thousand Islands Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,633.00 (-2.57%) Homeowner's exemption | ||
| 2025 | $3,729.00 (+103.99%) | $239,000 (-) Land $40,500 Building $198,500 | $248,958 (+4.17%) Land $42,187 Building $206,771 |
| 2023 | $239,000 (+29.96%) Land $40,500 Building $198,500 | $239,000 (+9.17%) Land $40,500 Building $198,500 | |
| 2022 | $1,828.00 Homeowner's exemption | $183,900 Land $20,000 Building $163,900 | $218,929 Land $23,810 Building $195,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAYTON VILLAGE serves 2,100 people · EPA ID NY2202335 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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