38888 Chaparral Dr, Temecula, CA 92592 Property Records

Riverside County property record for 38888 Chaparral Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,728 sqft · built 1977
Lot Size	4.78 acres (208,217 sqft)
Owner	2 Company Names on Record
Last Sale	$190,000 (Dec 1993)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Feb 2023 Reverse Mortgage Jan 2022 Mortgage
Flood Zone	Zone D (undetermined)
APN	`941-041-014`

Property Details

APN / Parcel Number

Primary APN	`941-041-014`
Alternative APN	`941041003`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,511 sqft
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Tile
Lot Area	208,217 sqft
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	38888 CHAPARRAL DR
City	TEMECULA
State	CA
Zip	92592-8845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA212
Legal Description	4.78 ACRES M/L IN POR LOT 20 MB 063/068 TR 3958
Legal Subdivision	TRACT 3958 IN THE
Legal Tract	3958
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1016
Census Tract	43293

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	38888 CHAPARRAL DR, TEMECULA, CA 92592-8845
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 1993 · Amount on Record
Deed Sale	Dec 20, 1993 · Amount on Record
Deed Document Number	1993502715
Last Transfer Date	Jan 30, 2023
Transfer Doc	0000034571
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 6, 2023
Property Address	38888 CHAPARRAL DR, TEMECULA, CA 92592-8845
Document Number	0000034572
Map Reference	MB 63 PG 68-84
Instrument Date	Jan 27, 2023
Instrument	2023-0034572
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	38888 CHAPARRAL DR, TEMECULA, CA 92592-8845

Mortgage

Document Number	0000034573
Date	Feb 6, 2023
Instrument	2023-0034573

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.06%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38888 CHAPARRAL DR, TEMECULA, CA 92592-8845
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38888 CHAPARRAL DR, TEMECULA, CA 92592-8845

Mortgage

Document Number	0000017293
Date	Jan 12, 2022
Instrument	2022-0017293

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,694 (+2%) Land $154,124 Building $76,570
2025	$2,744.00 (+2.73%) Homeowner's exemption	$226,171 (+4.04%) Land $151,102 Building $75,069
2023	$2,671.00 (+2.02%) Homeowner's exemption	$217,391 Land $145,237 Building $72,154
2022	$2,618.00
2021			$617,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	0.9% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15
Frontier DSL	70 / 3

May also be available: AT&T, Pacific Lightwave, Verizon.

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