38884 Cove Ct, Ocean View, DE 19970 Property Records

Sussex County property record for 38884 Cove Ct, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,480 sqft · built 1988
Lot Size	0.233 acres (10,163 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 1992)
Tax Bill	$426 (2026)
Deeds & Mortgages	Jul 2018 Refinance Apr 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`134-5.00-348.00`

Property Details

APN / Parcel Number

Primary APN	`134-5.00-348.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	5,010 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,163 sqft (0.233 acres)
Lot Dimensions	121 ft deep x 84 ft wide
Garage Type	Mixed
Garage Area	368 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	157 sqft
Deck Area	Deck Area
Patio Area	1,826 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38884 COVE CT
City	OCEAN VIEW
State	DE
Zip	19970-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	QUILLENS POINT LOT 39
Legal Subdivision	QUILLENS POINT
Legal Lot Number	39
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1023
Census Tract	51201

Owner

38884 Cove Ct is owned and occupied by an individual who bought it in September 1992.

Source: Sussex County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38884 COVE CT, OCEAN VIEW, DE 19970-2721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK
Apr 25, 2018	Deed of Trust, Mortgage FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 1992 · Amount on File
Deed Sale	Sep 21, 1992 · Amount on File
Deed Book / Page	1871 / 323
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38884 COVE CT, OCEAN VIEW, DE 19970-2721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170110203
Date	Jul 11, 2018
Book Page	17011/203
Instrument	20180000024889

Lender

Name	FULTON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38884 COVE CT, OCEAN VIEW, DE 19970-2721
Document Number	0168740300
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38884 COVE CT OCEAN VIEW DE 199702721, OCEAN VIEW, DE 19970-2721

Mortgage

Document Number	0168740300
Date	May 1, 2018
Book Page	016874/000300
Instrument	15295

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 38884 Cove Ct was $426, down 1.8% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$426.00 (-1.84%)	$48,800 (-) Land $15,750 Building $33,050	$960,300 (-) Land $452,900 Building $507,400
2025	$434.00	$48,800 Land $15,750 Building $33,050	$960,300 Land $452,900 Building $507,400
2023	$471.00	$48,800 Land $15,750 Building $33,050	$97,600 Land $31,500 Building $66,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38884 Cove Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 496 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	665 units insured incl. 169 condo units
Nearby Flood Claims	130 (1981–2025)
Claims Outside the SFHA	3 of 130
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 35 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 21 claims Severe Coastal Storm, Jan 1992 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38884 Cove Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUILLENS POINT private · serves 150 people · EPA ID DE0000924
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	BETHANY BAY PUMP DISTRICT
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures