Lake County property record for 38883 Baypoint Rd, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,808 sqft · built 1960 |
| Lot Size | 0.445 acres (19,384 sqft) |
| Owner | Company Name on File |
| Tax Bill | $13,370 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R155274 |
| Primary APN | R155274 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,808 sqft Living Area |
| 1st Floor Area | 2,808 sqft |
| Basement Area | 1,622 sqft |
| Finished Basement | 1,622 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,384 sqft (0.445 acres) |
| Lot Dimensions | 444 ft deep x 100 ft wide |
| Garage Area | 928 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 631 sqft |
| Shed | 1 Shed |
| Shed Area | 94 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000003897 |
|---|---|
| Street Address | 38883 BAYPOINT RD |
| City | POLSON |
| State | MT |
| Zip | 59860-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POINT HINMAN, S29, T23 N, R20 W, LOT F, 28-23-20 |
| Legal Range | 20W |
| Legal Township | 23N |
| Legal Section | 29 |
| Legal Subdivision | POINT HINMAN |
| Legal Lot Number | F |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 940307 |
38883 Baypoint Rd is owned by a company that acquired it in May 2023.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 38887 BAYPOINT LN, POLSON, MT 59860-8764 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 31, 2023 |
| Transfer Doc | 0000605070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 38883 BAYPOINT RD, POLSON, MT 59860-8771 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 573841 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 573841 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
The 2026 property tax bill for 38883 Baypoint Rd was $13,370, up 32% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,370.00 (+32.04%) | $1,802,800 (-) | |
| 2025 | $10,126.00 | $1,802,800 | $1,802,800 Land $1,080,000 Building $722,800 |
| 2023 | $8,856.00 | $1,401,100 | $1,401,100 Land $630,000 Building $771,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38883 Baypoint Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38883 Baypoint Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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