3888 Serena Ln, Clermont, FL 34711 Property Records

Lake County property record for 3888 Serena Ln, Clermont, FL 34711 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,672 sqft Living Area
Lot Size	5,449 sqft (0.125 acres)
Occupancy	Owner Occupied
Last Sale	$223,900 (2015)
Tax Bill	$2,949.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-23-26-0112-000-02400`
Alternative APN	`3890861`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,672 sqft Living Area
1st Floor	1,672 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	5,449 sqft (0.125 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage
Porch	Open Porch
Porch Area	270 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3890861
Street Address	3888 SERENA LN
City	CLERMONT
State	FL
Zip	34711-5067
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERITAGE HILLS PHASE 5C PB 65 PG 76-78 LOT 24 ORB 4636 PG 257
Legal Section	03
Legal Subdivision	HERITAGE HILLS
Legal Phase	5C
Legal Tract	112
Legal Lot Number	24
Jurisdiction	LAKE FL
Minor Civil Division	CLERMONT
Census Blockgroup	1
Census Block	1032
Census Tract	31306

Owner

Source: Lake County records · APN 03-23-26-0112-000-02400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3888 SERENA LN, CLERMONT, FL 34711-5067
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2015 · Amount on Record
Deed Sale	Jun 09, 2015 · Amount on Record
Deed Doc Number	2015062132
Deed Book / Page	4636 / 0257
Record Refreshed	Jun 08, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	3888 SERENA LN, CLERMONT, FL 34711-5067
Document Number	0050541228
Book / Page	005054 / 001228
Instrument Date	Dec 05, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3888 SERENA LN CLERMONT FL 347115067, CLERMONT, FL 34711-5067

Mortgage

Document Number	0050541228
Date	Jan 17, 2018
Book Page	005054/001228
Instrument	5984

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,200 (+5.98%) Land $75,000 Building $150,200	$310,209 (+2.95%) Land $75,000 Building $235,209
2024	$2,949.00 (+2.25%)
2023	$2,884.00 (+3.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$212,490 (+3%)	$301,324 (+11.88%) Land $75,000 Building $226,324
2022	$2,789.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$206,310	$269,324 Land $43,000 Building $226,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.