Clay County property record for 3888 Darlene Rd, Middleburg, FL 32068 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,204 sqft · built 2019 |
| Lot Size | 7.94 acres (345,866 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2017) |
| Tax Bill | $3,649 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-05-25-010125-000-00 |
| Primary APN | 30-05-25-010125-000-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,204 sqft Living Area |
| 1st Floor Area | 2,204 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 345,866 sqft (7.94 acres) |
| Garage Area | 1,500 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 257 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3888 DARLENE RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW1/4 S30T5R25 AS REC OR 3959 PG 1489 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 30 |
| Legal Subdivision | HOLMES LNDG/EAGLE HARBOR |
| Legal Lot Number | 35 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31201 |
Source: Clay County records · APN 30-05-25-010125-000-00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3888 DARLENE RD, MIDDLEBURG, FL 32068-7215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 06, 2018 | Deed of Trust, Mortgage · ARM AMERIS BANK |
| Apr 05, 2017 | Special Warranty Deed, Transfer LANDCASTLE TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2017 · Amount on Record |
| Deed Sale | Apr 05, 2017 · Amount on Record |
| Prior Sale | Nov 18, 2015 |
| Deed Document Number | 201716839 |
| Deed Book / Page | 3959 / 1489 |
| Prior Transfer Date | Mar 30, 2006 |
| Prior Transfer Doc | 0027051299 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3888 DARLENE RD, MIDDLEBURG, FL 32068-7215 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Title Company | PANAMERICAN TITLE SERVICES INC, AMERICAN TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 2974 FLORENCE DR, MIDDLEBURG, FL 32068-7223 |
| Document Number | 0044100793 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 4410/793 |
| Instrument | 2021006415 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3888 DARLENE RD, MIDDLEBURG, FL 32068-7215 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041470418 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 4147/0418 |
| Instrument | 2018063393 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Dec 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 05, 2017 |
| Property Address | 3888 DARLENE RD, MIDDLEBURG, FL 32068-7215 |
| Document Number | 0039591489 |
| Book / Page | 3959 / 1489 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 2017016839 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Title Company | LANDCASTLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2974 FLORENCE DR, MIDDLEBURG, FL 32068-7223 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,649.00 (+4.86%) Homeowner's exemption Disabled Person's exemption | $284,441 (+5.99%) | $397,507 (+1.09%) Land $87,340 Building $310,167 |
| 2024 | $3,480.00 (-6.55%) | ||
| 2023 | $3,724.00 (+16.74%) Homeowner's exemption Disabled Person's exemption | $268,374 (+13.81%) | $393,211 (+24.86%) Land $87,340 Building $305,871 |
| 2022 | $3,190.00 Homeowner's exemption Disabled Person's exemption | $235,800 | $314,927 Land $87,340 Building $227,587 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190312011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 74 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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