3887 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3887 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,206 sqft · built 2000
Lot Size	0.175 acres (7,604 sqft)
Owner	2 Trust Names on File
Last Sale	$386,000 (Aug 2019)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`374-240-012-000`

Property Details

APN / Parcel Number

Primary APN	`374-240-012-000`
Alternative APN	`374-240-012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,604 sqft (0.175 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	374-240-012
Street Address	3887 COLDWATER DR
City	ROCKLIN
State	CA
Zip	95765-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 663 WHITNEY OAKS MOR W-26
Legal Subdivision	WHITNEY OAKS PH 2B
Legal Lot Number	663
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1000
Census Tract	21122

Owner

3887 Coldwater Dr is owner-occupied and held in a trust since December 2025.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3887 COLDWATER DR, ROCKLIN, CA 95765-4608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Intrafamily Transfer, Transfer
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Aug 9, 2019	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Sep 28, 2000 · Amount on File
Deed Document Number	201957700
Last Transfer Date	Dec 8, 2025
Transfer Doc	0000069510
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 10, 2025
Property Address	3887 COLDWATER DR, ROCKLIN, CA 95765-4608
Document Number	0000069510
Map Reference	MB W PG 26
Instrument Date	Dec 8, 2025
Instrument	2025-0069510
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3887 COLDWATER DR, ROCKLIN, CA 95765-4608

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3887 COLDWATER DR, ROCKLIN, CA 95765-4608
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072250
Date	Jul 16, 2020
Instrument	2020-0072250

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 9, 2019
Property Address	3887 COLDWATER DR, ROCKLIN, CA 95765-4608
Document Number	0000057700
Instrument Date	Aug 1, 2019
Instrument	57700
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 RAINBOW DR LIVINGSTON TX 773992006, LIVINGSTON, TX 77399-2006

Mortgage

Document Number	57701
Date	Aug 9, 2019
Instrument	57701

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3887 Coldwater Dr was $5,484, up 1.9% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,554 (+2%) Land $156,171 Building $279,383
2025	$5,484.00 (+1.93%)	$427,014 Land $153,109 Building $273,905
2024	$5,380.00 (+1.15%)
2023	$5,319.00 (+2.72%)	$410,434 Land $147,164 Building $263,270
2022	$5,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3887 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3887 Coldwater Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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